The simplest form of travel insurance is a travel medical policy, which covers you for major emergency medical expenses.

Many travelers new to travel insurance don’t fully understand the options they have. One of the simplest options is a travel medical policy, which covers emergency medical expenses and medical evacuation expenses.

If you are looking for travel insurance but do not need trip cancellation insurance, most agents recommend a travel medical policy. Travel medical insurance usually covers:

• Emergency medical expenses
• Emergency dental expenses
• Medical evacuation
• Accidental death

Travel medical policies are usually cheaper as well, since there is no trip cancellation coverage. For example: a 30 year old traveler from the US is visiting family overseas, and needs travel medical coverage. For around $40 per month, they can purchase basic travel medical coverage that will cover emergency medical situations.

You can get instant quotes for travel medical insurance at quotettravelinsurance.com. It only takes 2-3 minutes, and this way you can compare all the different companies at the same time. They will also give you quotes for Travel Protection (trip insurance), but quotes for travel medical will be listed under Medical Protection.

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Read our Travel Insurance 101: The Complete Guide to Travel Insurance

How to buy travel insurance

1. Use a travel insurance comparison site- The best way to buy travel insurance is to use a travel insurance comparison site. Compare quotes and plas side-by-side, and buy instantly online.
2. Check reviews and buy direct- If you want a quote from a specific travel insurance company, visit our reviews pages. You will see links to purchase insurance directly from the company.