Worldwide Trip Protector Review
|
|
This travel insurance plan is perfect for…
- Families taking a vacation- Since children under 18 are covered free, this is a perfect plan for families
- Vacationers-This plan has great general travel coverage, including a “missed port of call” coverage for cruises, and even an optional “cancel for any reason” benefit.
Overview of Worldwide Trip Protector from Travel Insured International:
- It provides $500,000 of emergency medical/evacuation coverage
- $50,000 in medical emergencies and accident coverage
- Optional “cancel for any reason” and “cancel for work reasons” policies
- Toll-free, 24/7 emergency assistance and concierge advice from anywhere in the world
Travel Insured International’s Worldwide Trip Protector Comprehensive plan provides a long list of standard features and benefits. Standard features include medical referrals in time of emergency, medical evacuation and repatriation of remains, lost baggage retrieval, inoculation information and lost baggage retrieval services. Some of the unique and automatically included features include translation services, passport/visa information, eyeglass replacement, emergency cash advances and bail bonds.
Where to Buy Travel Insured International:
1. Get a quote/buy direct from the company- Get a quote and enroll online directly at the Travel Insured International website. This a a good choice if you have decided on Travel Insured International and are ready to quote/enroll.
2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
What is the coverage with Worldwide Trip Protector?
Trip cancellation
This coverage provides reimbursement for non-refundable trip payments and deposits if you must cancel your trip before it starts. This plan provides up to 100% of the trip cost.
Trip interruption
This coverage provides reimbursement for non-refundable costs or deposits related to your trip if it is interrupted after it starts. The plan provides up to 150% of the trip cost.
Missed Connection
This coverage provides reimbursement for the cancellation or delay of scheduled airline flights in the case of inclement weather or common carrier causes. This plan provides up to $500 in expenses.
Travel delay
This coverage provides reimbursement for means and accommodations related to your travel if it is delayed more than the defined number of hours in the policy, which in this case is 6 hours. The plan provides up to $200 per day to a maximum of $1,000.
Baggage and personal effects loss
This coverage provides reimbursement for lost, stolen, or damaged baggage and personal effects up to $1,000.
Baggage Delay
This coverage provides reimbursement for essential items related to your trip if your luggage is delayed more than the defined number of hours in the policy, which in this case is 12 hours. Up to a maximum of $300 is provided.
Emergency accident and sickness medical expenses
This coverage provides emergency medical coverage if you become ill or are injured while traveling and need medical attention. This plan provides up to $50,000 in expenses.
Emergency evacuation and Repatriation of mortal remains
This coverage provides reimbursement for the cost to transport you or other covered members of your party to a medical facility to receive care. This coverage also ensures repatriation or return of remains up to $500,000.
Accidental death and dismemberment protection up to $10,000.
Optional coverage features include:
Cancel for Any Reason (Not available to residents of Washington State) Cancel your trip up to 48 hours prior to Your scheduled departure date and receive up to 75% reimbursement of your non-refundable trip cost. Must be purchased within 21 days of your initial trip deposit and at the same time as the original plan purchase. Not available with $0 trip cost plans. Plan Cost: Multiply Base Plan Cost by .5 per adult
Cancel for Work Reasons (Not available to residents of Washington State) Provides Trip Cancellation for business-related reasons. Coverage must be purchased within 21 days of your initial trip deposit and at the same time as the original plan purchase. Not available with $0 trip cost plans. Plan Cost: $24 per person
Medical Upgrade Upgrade to make medical coverage primary, double your Emergency Medical Expense and Emergency Evacuation/Medically Necessary Repatriation/ Repatriation of Remains limits, expand evacuation to include Political Evacuation and eliminate your deductible. Increase your Accidental Death & Dismemberment (24 Hour) for a total of $25,000. Plan Cost: $25 per person
Baggage Upgrade Reimburses you for expenses of your business equipment if it’s damaged, lost, stolen or delayed by a Common Carrier for 6 hours and coverage is primary. Includes Business Concierge Services which offers: assistance with locating express/overnight delivery sites, internet cafes, print/copy services, telephone and web conferencing, and worldwide business directory service. Plan Cost: $25 per person
Renters Collision Insurance (Not available to residents of Texas and Washington State) Covers collision damage to a rental car during the selected term of coverage, up to $50,000. Plan Cost: $7 per day
Accidental Death & Dismemberment Common Carrier (Air Only) Plan Cost and Limit per person: $8 for $100,000, $18 for $250,000, $39 for $500,000, or $50 for $1,000,000 of coverage.
Sports Coverage Combined maximum limit of $1,000 per person For the adventurous types this removes the medical exclusions for an accident you could have while participating in a sports activity. It also covers prepaid greens fees or ski passes, or equipment rentals if your own gear is delayed or misdirected by Common Carrier. Plan Cost: $30 per person
Where to Buy Travel Insured International:
1. Get a quote/buy direct from the company- Get a quote and enroll online directly at the Travel Insured International website. This a a good choice if you have decided on Travel Insured International and are ready to quote/enroll.
2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
