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You are here: Home > Companies > Travel Guard > Travel Rite Annual

Travel Rite Annual

Editor Review

Travel Guard Insurance Review

The Good: No limit on number of trips; includes 24 hour travel assistance services.

The Drawbacks: This plan has no coverage for AD&D and excludes open tickets.

The Bottom Line: This is a basic travel medical plan to cover an individual for multiple trips throughout the year. It includes some additional package-like benefits to round out the coverage, but the focus is on travel medical and evacuation.

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Coverage

BenefitsMaximum
Medical expenses$10,000
Emergency dental$500
Emergency evacuations$100,000
RepatriationIncluded in evacuation
24/7 assistance servicesYes

Plan Details

This plan is unique in that it provides the following:

  • Coverage for one full year for as many trips (up to a maximum of 90 days each) as you want to take.
  • Coverage can be extended if your return is delayed for unforeseen reasons.
  • Covered reasons for trip cancellation and interruption include the usual injury and illness, but also natural disasters, job loss, and terror attacks at the insured’s destination.
  • Travel Guard’s unique assistance services for travel medical and emergency travel services.
  • Trip interruption reimbursement benefits (up to $1,500) can help you get back home in an emergency.
  • Additional pet boarding fees covered ($25/per day up to $200) if your return trip is delayed due to your medical care.
  • Additional lodging expenses up to $150 if the hotel accommodations booked by a travel agent are unavailable due to overbooking.
  • Primary car rental coverage up to $25,000 (subject to a $250 deductible).
  • Advance payments required for the insured to gain hospital admission will be arranged.

Optional Coverage

The following optional coverage is available when you purchase this plan:

  • Optional additional trip cancellation and interruption benefits up to $100,000.

Limitations

The following are the limitations on this plan’s coverage:

  • Plan must be purchased no later than 24 hours prior to departure.
  • Maximum per-trip length is 90 days.
  • This plan specifically excludes coverage if your tickets do not have specific travel dates, i.e., open tickets.
  • No AD&D available.

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About this website

My name is Damian, and I started this website in 2006 to help travelers understand travel insurance.

The site features company reviews, guides, articles, and many blog posts to help you better understand travel insurance and pick the right plan for your trip (assuming you actually need travel insurance).

I am also a licensed travel insurance agent, and you can get a quote and purchase through this site as well.

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