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You are here: Home > Companies > HTH > Global Student USA Preferred

HTH Worldwide – Global Student USA Preferred

Editor Review

hthworldwide148The Good: Designed solely for non U.S. students studying in the U.S., this plan is major medical insurance protection for emergency medical treatment. It includes high limits for global travel coverage such as medical evacuation as well as adequate coverage for repatriation and bedside visits.

The Drawbacks: Deductibles and coinsurance rates apply. Applicable only to non U.S. students who are at least 14 years of age and under age 65. No medical coverage for pre-existing medical conditions for one full year. No coverage for dependents.

The Bottom Line: This is good medical and evacuation coverage – and important financial protection – for students studying in a nation with the highest global medical costs. The plan is renewable as long as the student is participating in full-time international education or research up to age 65.

How to Get a Quote


Quote and buy direct: Get a quote directly at the HTH website. A good choice if you know you want an HTH plan and are ready to enroll.
Compare quotes from all companies: Click here to get quotes from all major travel insurance companies using a comparison tool.

Coverage

Benefits Maximum
Medical expenses $250,000 ($1,000,000 lifetime maximum)
Emergency dental $250/per tooth (accidents only)
Emergency evacuations $100,000
Repatriation $25,000
AD&D $10,000
24/7 assistance services Yes

Plan Details

This plan is unique in that it provides the following:

  • Deductible is $100 per injury or illness; reduced to $50 for treatment at a student health center.
  • Includes bedside visit benefits up to $750 if the insured is confined to a hospital for at least seven days.
  • Includes coverage for physician office visits, inpatient and outpatient medical care, and pregnancy benefits.
  • Includes outpatient treatment of mental and nervous disorders including drug or alcohol abuse (lifetime maximum for inpatient is $5,000, lifetime maximum for outpatient is $500).
  • Prescription drugs are covered at 50% of actual charges.
  • Coverage for home country expenses included up to plan limits.
  • Coverage is automatically extended if the insured is hospitalized on the plan termination date for up to 31 days.
  • Access to HTH Global Health and Safety resources for drug translations, health and security news, provider network, and worldwide security information.
  • Includes 24-hour global emergency medical assistance for evacuation coordination, medical monitoring, emergency cash transfers, and more.

Limitations

The following are the limitations on this plan’s coverage:

  • Only applicable to non U.S. citizens. studying in one of the approved U.S. states.
  • Participants may be asked to verify their visa status by entering their I-20 or DS-2019 number.
  • Pre-existing medical condition coverage only after one full year of coverage.
  • Coinsurance and deductibles apply.
  • Dependent coverage not available.
  • Coverage for motor vehicle accidents limited to $10,000.
  • Sports-related injuries limited to $5,000.
  • Routine care of newborn child limited to $750.

Related HTH Worldwide Plans

  • Global Student USA
  • U.S. Student Abroad

How to Get a Quote


Quote and buy direct: Get a quote directly at the HTH website. A good choice if you know you want an HTH plan and are ready to enroll.
Compare quotes from all companies: Click here to get quotes from all major travel insurance companies using a comparison tool.

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About this website

Damian Tysdal Profile PhotoMy name is Damian, and I started this website in 2006 to help travelers understand travel insurance.

The site features company reviews, guides, articles, and many blog posts to help you better understand travel insurance and pick the right plan for your trip (assuming you actually need travel insurance).

I am also a licensed travel insurance agent, and you can get a quote and purchase through this site as well.

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