Protect-a-Group Review
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This travel insurance plan is perfect for…
- Group travelers- This plan provides the comprehensive coverage you would need in a group plan.
Overview of Premier Plan from TravelSafe:
- Accident and sickness medical expense/evacuation coverage of $100,000
- AD&D $25,000
- $1,500 of coverage for lost, stolen, or damaged baggage
When you are the travel planner, it can difficult enough to organize a group of individuals, but the TravelSafe Groups plan takes the extra worry over unplanned events while assuring your group that their investment is secure. In addition, the rates are net rates, which allows you the option to add to your profit.
Where to buy this policy:
1. Buy Direct from company- Get a quote and purchase directly from the TravelSafe Insurance website here. This is a good choice if you have decided on TravelSafe, and are ready to purchase.
2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
What is the coverage with Premier Plan?
Pre-departure trip cancellation
This coverage provides reimbursement for non-refundable trip payments and deposits if you must cancel your trip before it starts. This plan provides trip cancellation coverage up to the amount purchased.
Post-departure trip interruption
This coverage provides reimbursement for non-refundable costs or deposits related to your trip if it is interrupted after it starts. In this coverage, this plan covers up to 150% of the amount purchased.
Travel delays
This coverage provides reimbursement for means and accommodations related to your travel if it is delayed more than the defined number of hours in the policy, which in this plan means 12 hours or more. Coverage is limited to $150/per day ($750 maximum).
Emergency Medical Transportation/Evacuation
This coverage provides reimbursement for the cost to transport you or other covered members of your party to a medical facility to receive care. This plan provides coverage up to $25,000.
Baggage and personal effects
This coverage provides reimbursement for lost, stolen, or damaged baggage and personal effects up to $1,500.
Baggage delay
This coverage provides reimbursement for essential items related to your trip if your luggage is delayed more than the defined number of hours in the policy, which in this case is 12 hours or more. Baggage delay coverage provides up to $250.
Accidental death and dismemberment air flight benefits up to $25,000
Coverage limitations:
Groups of 10 or more traveling to the same destination
Every traveler must be covered by the plan
All participants must be U.S. or Canadian residents
Trips cannot be over 60 days in length
Trips must cost less than $10,000 per person for student groups or $25,000 for adult groups.
Family groups are eligible for this coverage
Pre-existing conditions can be waived under certain circumstances (see the site for details)
Financial insolvency protection is included based on when the premium is received, with some restrictions (see the site for details)
A terrorism benefit is included for trip cancellation and interruption based on when the premium is received and with some restrictions (see the site for details)
Where to buy this policy:
1. Buy Direct from company- Get a quote and purchase directly from the TravelSafe Insurance website here. This is a good choice if you have decided on TravelSafe, and are ready to purchase.
2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
