Premier Plan Review
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This travel insurance plan is perfect for…
- General travel, luxury travelers- This plan provides the comprehensive coverage you would expect, but with higher levels of coverage and automatically included “add-ons”.
Overview of Premier Plan from TravelSafe:
- Accident and sickness medical expense coverage of $250,000
- Emergency medical evacuation and repatriation coverage of $1,000,000
- $3,000 of coverage for lost, stolen, or damaged baggage
The TravelSafe Premier plan is the most comprehensive plan. It is designed for the discriminating buyer who wants to protect their luxury travel expenses. It is unique in that it automatically includes the ‘cancel for any reason’ benefit (subject to some terms and conditions).
Where to buy this policy:
1. Buy Direct from company- Get a quote and purchase directly from the TravelSafe Insurance website here. This is a good choice if you have decided on TravelSafe, and are ready to purchase.
2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
What is the coverage with Premier Plan?
Pre-departure trip cancellation
This coverage provides reimbursement for non-refundable trip payments and deposits if you must cancel your trip before it starts. TravelSafe Premier plan provides trip cancellation coverage up to the trip cost.
Post-departure trip interruption
This coverage provides reimbursement for non-refundable costs or deposits related to your trip if it is interrupted after it starts. In this coverage, TravelSafe Premier plan covers up to 150% of your trip cost.
Travel delays
This coverage provides reimbursement for means and accommodations related to your travel if it is delayed more than the defined number of hours in the policy, which in this plan means 8 hours or more. Coverage is limited to $300/per day ($1,500 maximum).
Accident and sickness medical expenses
This coverage provides emergency medical coverage if you become ill or are injured while traveling and need medical attention.
Emergency medical evacuation
This coverage provides reimbursement for the cost to transport you or other covered members of your party to a medical facility to receive care. This coverage also provides coverage for repatriation or return of remains.
Baggage and personal effects
This coverage provides reimbursement for lost, stolen, or damaged baggage and personal effects up to $3,000.
Baggage delay
This coverage provides reimbursement for essential items related to your trip if your luggage is delayed more than the defined number of hours in the policy, which in this case is 12 hours or more. Baggage delay coverage provides up to $250.
Accidental death and dismemberment air flight benefits up to $250,000
If non flight travel is required, it is covered up to $50,000
Rental car damage
This coverage provides reimbursement to cover costs related to a car accident up to $25,000 (except in Oregon and Texas).
‘Cancel for any reason’ benefit up to 100% of non-refundable trip cost
Coverage limitations:
Travelers who are residents of the United States or Canada
Travelers who are age 75 or younger at the time of enrollment
Trips costing $50,000 or less per person
Where to buy this policy:
1. Buy Direct from company- Get a quote and purchase directly from the TravelSafe Insurance website here. This is a good choice if you have decided on TravelSafe, and are ready to purchase.
2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
