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Custom Plan Review

custom-plan-travelsafe

The Good: Flexibility; Trip interruption coverage is 150% of the insured trip cost (if opted for); high coverage for baggage (if opted for).

The Drawbacks: Slightly more complicated since you will pick and choose coverage/amounts.

The Bottom Line: TravelSafe is a very consumer-friendly company with a very simple, easy-to-use website. Getting a quote is simple, the Vacation Premier has great coverage, and will satisfy the needs for any traveler seeking the best in coverage.

Where to buy this policy:

1. Buy Direct from company- Get a quote and purchase directly from the TravelSafe Insurance website here. This is a good choice if you have decided on TravelSafe, and are ready to purchase.

2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.

This travel insurance plan is perfect for…

  • General travel- This plan provides the comprehensive coverage you would expect, but with optional coverages and even variable levels of coverage
  • Travelers seeking a flexible plan-

Overview of Custom Plan from TravelSafe:

  • Accident and sickness medical expense coverage of $100,000 (deluxe)
  • Emergency medical evacuation and repatriation coverage of $500,000 (deluxe)
  • $2,500 of coverage for lost, stolen, or damaged baggage (optionally)

The TravelSafe Custom plan allows you to pick and choose your levels of protection you want. It is designed for money-conscious travelers who want to protect some portion or all of their trip expenses.

The variety of options let you decide what types of coverage you need, and the amount of protection you need. This is an important part of being a knowledgeable travel insurance shopper, and TravelSafe’s Custom Plan lets you decide what’s important to you.


Where to buy this policy:

1. Buy Direct from company- Get a quote and purchase directly from the TravelSafe Insurance website here. This is a good choice if you have decided on TravelSafe, and are ready to purchase.

2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.


What is the coverage with Custom Plan?

Travel delays
This coverage provides reimbursement for means and accommodations related to your travel if it is delayed more than the defined number of hours in the policy, which in this plan means 8 hours or more. Coverage is limited to $100/per day ($500 maximum) or $150/day ($750 maximum).

Medical expenses and emergency assistance with split limits
This coverage provides reimbursement for medical expenses and emergency assistance with split limits.

Accident and sickness medical expenses
This coverage provides emergency medical coverage if you become ill or are injured while traveling and need medical attention. This coverage provides up to $50,000 or $100,000, depending on your selections.

Emergency medical evacuation
This coverage provides reimbursement for the cost to transport you or other covered members of your party to a medical facility to receive care. This coverage also provides coverage for repatriation or return of remains and will reimburse up to $500,000 in expenses (Deluxe).

Baggage delay
This coverage provides reimbursement for essential items related to your trip if your luggage is delayed more than the defined number of hours in the policy, which in this case is 12 hours or more. Baggage delay coverage provides up to $100 or $250.

Accidental death and dismemberment air flight benefits up to $25,000 or $50,000
If non flight travel is required, it is covered up to $25,000

Optional coverages include:

Pre-departure trip cancellation
This coverage provides reimbursement for non-refundable trip payments and deposits if you must cancel your trip before it starts. This coverage provides trip cancellation coverage up to the trip cost.

Post-departure trip interruption
This coverage provides reimbursement for non-refundable costs or deposits related to your trip if it is interrupted after it starts. In this coverage, the plan covers up to 150% of your trip cost.

Baggage and personal effects
This coverage provides reimbursement for lost, stolen, or damaged baggage and personal effects up to $2,500.

‘Cancel for any reason’ benefit up to 50% or 75% of non-refundable trip cost


Where to buy this policy:

1. Buy Direct from company- Get a quote and purchase directly from the TravelSafe Insurance website here. This is a good choice if you have decided on TravelSafe, and are ready to purchase.

2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.