TravelSafe Insurance
Editor Review The Good: First to offer “Cancel for any reason”, and it is available for up to 100% of the non-refundable trip costs; thorough coverage from terrorism to hurricanes; covers medically stable pre-existing conditions of family members who are not scheduled or booked to travel with you; 60 day lookback period for pre-existing conditions; available to US & Canada residents; All plans have missed connection benefits, free concierge, and an exclusive Non-Medical Emergency Evacuation coverage (up to $25,000). The Drawbacks: No 150% Trip Interruption benefit if you insure an amount less than your total trip cost; there’s a 6 person maximum for trip cancellation or interruption claims when something happens to just one person in the traveling party. The Bottom Line: Travelsafe travel insurance provides solid, trustworthy products with several optional coverages to let you customize your plan. The “cancel for work reasons” option maplans for the business traveler, or any traveler worried about getting stuck in the office. Where to Buy Travelsafe Insurance:1. Buy direct from the TravelSafe website- You can get an online quote and purchase directly from the TravelSafe website here. 2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card. |
| Company Name |
TravelSafe Insurance |
| Website |
http://www.travelsafe.com |
| AM Best Rating |
A |
| US Travel Insurance Association Member |
Yes |
| Refund Policy |
10 Day Free Look |
| 24/7 Emergency Assistance |
Yes |
| Plans offered by TravelSafe Insurance | Vacation Plan |
| Address/Phone/Fax/Email |
TravelSafe Insurance
40 Commerce Drive P.O.Box 7050 Wyomissing, PA 19610-7050 |
| Policyholder Questions | 1-800-523-8020 |
| Travel Assistance/Emergencies |
US/Canada 1-888-885-7233 (toll free) Outside US/Canada call collect to US Dial 0 for operator ask to connect to 603-894-4710 |
More about TravelSafe Travel Insurance
TravelSafe provides comprehensive travel benefits for individuals and families, including customizable packages and plans. Their website lets you get an instant quote, and they support a 24-hour worldwide emergency assistance hotline. Their website offers an option for offline chatting with a customer agent. Additional perks include concierge services such as restaurant and hotel recommendations and reservations, local transportation, event ticket services, and golf course information and reservations.
Travelsafe Travel Insurance plans
Vacation Plan
A popular comprehensive package with basic benefits
This package includes Pre-departure cancellation and Post-departure trip interruption, travel delays, medical expenses, accident and sickness medical expenses, emergency medical evacuation and accidental death and dismemberment. 24-hour assistance is available for baggage loss or delay. The optional “cancel for any reason” benefit can be added.
Premier Plan
The best “cancel for any reason” plan for the discriminating buyer
Their most comprehensive plan is age-rated and automatically includes the “cancel for any reason” benefit. It includes Pre-departure cancellation and trip interruption, travel delays, medical expenses, emergency assistance, accident and sickness medical expenses, and emergency medical evacuation and repatriation of remains. 24-hour assistance is available for baggage loss or delay. Rental car damage benefits are also included.
Custom Plan
Customize the plan to fit your needs
This plan lets you decide the benefits that are important to you and the level of protection you want. It includes customizable benefits for travel delay, medical expense, emergency assistance, accident and sickness medical expenses, emergency medical evacuation and repatriation of remains. 24-hour assistance is available, along with accidental death and dismemberment, air flight benefits and 24-hour other-than-flight coverage. Optional benefits include Pre-departure Trip cancellation and Post-departure trip interruption services and coverage for baggage and personal effects. You can also include the “cancel for any reason” option.
Protect-a-Group Plan
Take the worry out of group travel
This plan lets you cover groups of 10 or more people traveling to the same destination at a group rate. It includes Pre-departure Trip cancellation, Post-departure trip interruption, travel delay, medical expense or evacuation, loss or delay of baggage and personal effects, accidental death and dismemberment, and 24-hour assistance. Terrorism benefits are included as well.
Individuals and Families Plan
Travel protection for budget travel at an affordable cost
This plan offers protection at affordable prices to budget travelers. It includes Pre-departure cancellation and Post-departure interruption, travel delays, medical expenses, accident and sickness medical expenses, and emergency medical evacuation (including your hospital of choice) and repatriation of remains. Loss or delay of baggage and personal effects are also covered for both individuals and families. The optional “cancel for any reason” benefit can be added. Children under 18 are covered at no additional cost under the family plan.
Where to Buy Travelsafe Insurance:
1. Buy direct from the TravelSafe website- You can get an online quote and purchase directly from the TravelSafe website here.
2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend acomparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
Screenshots of Travelsafe Website
Where to Buy Travelsafe Insurance:
1. Buy direct from the TravelSafe website- You can get an online quote and purchase directly from the TravelSafe website here.
2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend acomparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
Barbara Kennedy | Mar 24, 2009
What a nightmare!!!! My in-laws booked a $25,000 cruise in September for January. In December, his doctor suggested some tests for a prolonged cough and told him it would be best not to leave the country so he cancelled. It’s March 24th and TravelSafe is still dragging their feet about paying the claim. They have required medical records back 3 months prior to him even booking his trip, trying to look for some sort of pre-existing condition on which they could deny his claim. Their claims process is at best shoddy and at worst, it should be considered criminal. DO NOT purchase this product.
James Cole | Feb 5, 2010
TravelSafe does not pay claims. I purchased “cancel for any reason” trip insurance. There were three criteria that needed to be met for a claim. I met all three but was denied. The first denial gave lists of “other covered events” like earthquake, sick family member etc. (but it was ‘cancel for any reason’) They also told me I hadn’t purchased enough insurance. I purchased enough to cover my non-refundable penalties as stated in their “Travel Insurance Certificate”. The appeal was a joke. They told me my non-refundable penalties were more than they were. I backed up everything proof from my VISA statements. They ignored my letter of appeal and just printed more parts of the policy that didn’t apply to my situation. They take your money, but don’t pay the claim. Don’t buy from them