Travel Select Review
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This travel insurance plan is perfect for…
- Families taking a vacation- Family Pak option provides great additional family-specific coverage
- Business travelers- Optional Professional Pak provides work specific benefits.
- Vacationers (general travel)- Great overall coverage
- Adventure travelers- With the Adventure Pak add-on, this policy can provide coverage for rented sports equipment, and waives the exclusion of risky activities such as scuba diving and hang gliding.
Overview of Travel Select from Travelex:
- $50,000 of sickness or accident medical expense coverage
- It provides $500,000 of emergency medical/evacuation coverage
- $1,000 coverage for lost, stolen, or damaged baggage
- Toll-free, 24/7 emergency assistance and concierge advice from anywhere in the world
The Travel Select plan offers great protection and emergency assistance when you need it. Also included are travel assistance and concierge services, which can help make your travel plans even better with a quick toll-free call. The concierge services with Travel Select can also help you order foreign currency before you depart.
This plan offers some of the most family friendly benefits on the market. Plus, you can add the children at the last minute if your plans suddenly change.
Standard benefits include trip cancellation and interruption, delays and missed connections, lost or delayed baggage, and emergency medical protection. With the Transportation Pak upgrade, you also get three additional benefits, and with Lifestyle Pack, you get the option to purchase additional upgrades.
Where to buy this policy:
1. Get a quote/buy direct from the company- Get a quote and enroll online directly at the Travelex website. This a a good choice if you have decided on Travelex and are ready to enroll.
2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and enroll online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
What is the coverage with Travel Select?
Pre-departure trip cancellation
This coverage provides reimbursement for non-refundable trip payments and deposits if you must cancel your trip before it starts. This plan benefit provides trip cancellation coverage up to the trip cost for a maximum of $25,000.
Trip Interruption
This coverage provides reimbursement for non-refundable costs or deposits related to your trip if it is interrupted after it starts. This benefit provides interruption coverage up to 150% of the trip cost for a maximum of $37,500.
Trip Delay
This coverage provides reimbursement for means and accommodations related to your travel if it is delayed more than the defined number of hours in the policy, which in this case is 5 or more hours. The coverage provides a maximum of $750 to reimburse you for related expenses, including economy fare to return you on your originally scheduled itinerary. This benefit includes coverage for missed connections that cause a minimum of a 3-hour delay.
Baggage and personal effects loss or delay
This coverage provides reimbursement for lost, stolen, damaged or delayed baggage and personal effects up to $250 per day or a maximum of $1,000 if baggage is permanently lost or stolen. Luggage must be missing for a minimum of 12 hours.
Emergency Medical Assistance
This coverage provides emergency medical coverage if you become ill or are injured while traveling and need medical attention. This plan provides up to $50,000 in coverage for accidents and sickness that occur while on your trip.
Emergency Medical Evacuation and Repatriation
This coverage provides reimbursement for the cost to transport you or other covered members of your party to a medical facility to receive care. This coverage also ensures repatriation or return of remains. This plan provides up to $500,000 in covered expenses.
Optional coverage includes the following three upgrades in one package called Transportation Pak:
Flight accidental death and dismemberment up to $200,000.
Rental Car Collision Protection
This coverage provides reimbursement to cover costs related to damage incurred while the rental car is in your possession. This plan provides up to $35,000 in expenses.
Roadside assistance is also included.
Additional optional coverage includes the following if the plan is purchased within 21 days of the initial trip deposit:
Trip cancellation for any reason
Waiver for pre-existing conditions
24-hour accidental death and dismemberment up to $25,000
Additional optional coverage includes the following under the Lifestyle Paks:
Professional Pak – protects business travelers and military who experience unexpected revoked leave or re-assignment. Includes reimbursement for lost or damaged professional equipment such as laptops, PDAs, cell phones and other business equipment. Reimburses for some Internet fee usage.
Family Pak – includes coverage for the whole family when problems occur while traveling with your entire family, including sick or injured pets. It helps with child care and kennel fees when necessary.
Adventurer Pak – includes coverage for rented sports equipment, provides search and rescue services, and waives policy exclusions for participation in adventure activities such as hang-gliding, scuba diving and more.
Protector Pak – increases emergency accident and sickness coverage benefits to a total of $75,000 and provides identity theft protection and nursing assistance. This package is ideal for parents traveling with dependents.
Athlete/Student Pak – protects student tuition fees while traveling abroad, includes trip interruption for return air, reimburses for Internet usage fees, waives policy exclusions for sport contests or professional athletics.
Coverage limitations include a maximum trip length of 180 days and the plan must be purchased within 21 days of the initial trip deposit.
Where to buy this policy:
1. Get a quote/buy direct from the company- Get a quote and enroll online directly at the Travelex website. This a a good choice if you have decided on Travelex and are ready to enroll.
2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and enroll online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
