Review of Travel Plus from Travelex | Travel Insurance Review

Editor Review

The Good:This is high-end coverage with generous benefit limits for those longer, more expensive trips. Pre-existing condition waiver is available if plan is purchased within 21 days of initial trip deposit. Choose even more AD&D or medical with an optional upgrade.

The Drawbacks: Not available to non U.S. citizens and some benefits restricted for citizens of some U.S. states. Optional upgrades must be purchased at the same time as the plan and within 21 days of initial trip deposit.

The Bottom Line: Extensive coverage with high benefits limits for expensive trips lasting up to 365 days (a full year).

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Coverage

Benefits	Maximum
Trip cancellation	100% (maximum trip cost $75,000)
Trip interruption	150%
Travel delays (5 hours or more)	$200 per day/$1,000 maximum
Medical expenses	$75,000
Emergency evacuations	$2,000,000
Baggage loss	$2,500
Baggage delay (12 hours or more)	$600
Car rental collision	$50,000
AD&D	$100,000 (flight accident)/$25,000 (24-hour)
24/7 assistance services	Yes

Plan Details

This plan is unique in that it provides the following:

Automatic extension of coverage up to 3 or 5 additional days if you are prevented from returning on your scheduled return date (conditions apply).
Medical coverage is primary.
Includes up to $750 for emergency dental treatment.
Evacuation coverage includes return of minor children (under age 18) and bedside visits.
Travel assistance services include medical, evacuation, travel document, and legal assistance as well as concierge services.
Travel delays and missed connection coverage is combined into one benefit, and if a delay of 3 hours or more results in a missed cruise, additional transportation expenses required to join the departed cruise are covered.
Covered reasons for trip cancellation and interruption include death or hospitalization of destination host, travel supplier bankruptcy, terrorist incidents, labor strikes, natural disasters, traffic accidents and more.
Provides reimbursement for fees related to itinerary changes made by a travel supplier that cause you to miss planned activities.

Optional Coverage

The following optional coverage is available when you purchase this plan:

Pre-existing condition waiver available if plan is purchased within 21 days of initial trip deposit.
Optional extension of coverage is available for up to 30 days (conditions apply).
Optional ‘cancel for any reason’ upgrade for up to 95% reimbursement if you have to cancel your trip for any reason not otherwise covered by the plan (purchase within 21 days of initial trip deposit).
Optional flight accident AD&D and medical expenses upgrade available.

Limitations

The following are the limitations on this plan’s coverage:

Available only to U.S. citizens.
Not all benefits are available to citizens of all U.S. states.
The ‘cancel for any reason’ upgrade excludes cancellation due to discretionary reasons including fear of traveling or concerns about enjoying your trip.