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Travel Insured International – Trip Protector Lite

Editor Review

travel-insured-trip-protector-liteThe Good: This plan offers essential coverage for travel risks and broad reasons for trip cancellations. It’s a family-friendly plan in that one child per insured adult is covered free.

The Drawbacks: Emergency medical expense limits and travel delay limits are relatively low when you consider the plan covers adults and children. This plan also includes deductibles for baggage and medical.

The Bottom Line: This is solid travel insurance that covers the essentials with reasonably priced upgrades to enhance the coverage for your travel needs. A great plan for families because kids under 18 can be insured at no additional cost. Cover trips up to 30 days long.

Quote and buy direct: Get a quote directly at the Travel Insured website. A good choice if you know you want a Travel Insured plan and are ready to enroll.
Coverage
Benefits Maximum
Trip cancellation 100% (maximum trip cost $50,000)
Trip interruption 100%
Travel delays (12 hours or more) $100 per day/$500 maximum
Medical expenses $10,000 ($50 deductible)
Emergency evacuations $100,000
Baggage loss $750 ($50 deductible)
Baggage delay (24 hours or more) $200
24/7 assistance services Yes

Plan Details

This plan is unique in that it provides the following:

  • Cover one child under 18 for free per insured adult.
  • Long review period (14 days) and get a premium refund minus an $8 administration fee.
  • Covered reasons for trip cancellation are broad and include terrorist attacks, natural disasters, hospitalization of host, strikes, traffic accidents, job loss and more.

Optional Coverage

The following optional coverage is available when you purchase this plan:

  • Optional ‘cancel for work reasons’ upgrade for just $24 per person.
  • Optional ‘sports coverage’ upgrade for just $30 per person includes pre-paid greens fees, ski passes, and other non refundable expenses.
  • Double your medical and evacuation limits with an optional medical upgrade for $25 per person.
  • Optional car rental coverage for up to $25,000 for just $7 per day.
  • Optional AD&D at affordable prices and you choose the coverage limit.

Limitations

The following are the limitations on this plan’s coverage:

  • No coverage for pre-existing medical conditions.
  • No coverage for AD&D.
  • No missed connection coverage.
  • No ‘cancel for any reason’ available.
  • $0 trip cost plans have reduced coverage limits.

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Quote and buy direct: Get a quote directly at the Travel Insured website. A good choice if you know you want a Travel Insured plan and are ready to enroll.