Trip Protector Lite Review
|
|
This travel insurance plan is perfect for…
- Vacationers and other “everyday” travelers – Very simple plan with basic coverage
- Travelers looking for flexibility- With the many optional coverage with Trip Protector Lite, travelers can tailor a policy to suit their needs.
- Budget-minded travelers- Lower coverage means lower premium, keeping costs reasonable for budget-minded travelers
Overview of Trip Protector Lite from Travel Insured International:
- It provides $10,000 of emergency medical/accident coverage
- $500 in trip delay coverage
- $750 coverage for lost, stolen, or damaged baggage
- Toll-free, 24/7 emergency assistance from anywhere in the world
The Trip Protector Lite plan offers excellent travel coverage with a variety of features. Travel assistance services are included to help in situations where you may need medical referrals, inoculation facts, emergency cash, passport and visa information, and more.
This plan covers one child under 18 per adult at no additional cost. Standard benefits include trip cancellation and interruption, delays, lost or delayed baggage, and emergency medical protection.
Some of the additional highlights of the plan include:
- Cancel for work reasons
- 14 days to review the plan
Where to Buy Travel Insured International:
1. Get a quote/buy direct from the company- Get a quote and enroll online directly at the Travel Insured International website. This a a good choice if you have decided on Travel Insured International and are ready to quote/enroll.
2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
What is the coverage with Trip Protector Lite?
Trip cancellation
This coverage provides reimbursement for non-refundable trip payments and deposits if you must cancel your trip. This plan benefit provides up to 100% of the trip cost.
Trip Interruption
This coverage provides reimbursement for non-refundable costs or deposits related to your trip if it is interrupted after it starts. This plan benefit provides up to 100% of the trip cost.
Trip Delay
This coverage provides reimbursement for means and accommodations related to your travel if it is delayed more than 12 hours. The coverage provides a maximum of $500 ($100 per day) to reimburse you for related expenses, including economy fare to return you on your originally scheduled itinerary.
Baggage and personal effects loss or delay
This coverage provides reimbursement for lost or stolen baggage and personal effects up to $750. If your luggage is delayed for at least 24 hours, you may receive $200 per day.
Emergency Medical Protection
This coverage provides emergency medical coverage if you become ill or are injured while traveling and need medical attention. This plan provides up to $10,000 in coverage for accidents and sickness that occur while on your trip. This plan feature includes a $50 deductible.
Emergency Medical Evacuation and Repatriation
This coverage provides reimbursement for the cost to transport you or other covered members of your party to a medical facility to receive care. This coverage also ensures repatriation or return of remains. This plan provides up to $100,000 in covered expenses.
Optional coverage includes the following three upgrades in one package:
Medical upgrade
This upgrade increases the medical expenses maximum by another $10,000 for a total of $20,000. Maximums relative to emergency evacuation or repatriation are increased by another $100,000 for a total of $200,000.
Common carrier (flight only) AD&D up to the amount purchased.
Cancel for work reasons up to the amount purchased.
Sports coverage for a maximum of $1,000 per person.
Coverage limitations are included in the policy and should be carefully reviewed.
Renters Collision Insurance
Where to Buy Travel Insured International:
1. Get a quote/buy direct from the company- Get a quote and enroll online directly at the Travel Insured International website. This a a good choice if you have decided on Travel Insured International and are ready to quote/enroll.
2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
