Trip Protector Lite Expanded Review
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This travel insurance plan is perfect for…
- Vacationers and other “everyday” travelers – Very comprehensive plan with expanded coverage
- Travelers looking for flexibility- Several optional upgrades and enhancements.
Overview of Trip Protector Lite Expanded from Travel Insured International:
- It provides $15,000 of emergency medical/accident coverage
- $500 in trip delay coverage
- $750 coverage for lost, stolen, or damaged baggage
- Toll-free, 24/7 emergency assistance anywhere in the world
The Trip Protector Lite Expanded plan offers excellent travel coverage with a variety of features and a few extras that provide peace of mind. Travel assistance services are included to help in situations where you may need medical referrals, inoculation facts, emergency cash, passport or visa information, and more.
This plan covers one child under 18 per adult at no additional cost. Standard benefits include trip cancellation and interruption, delays and missed connections, lost or delayed baggage, and emergency medical protection. The expanded plan provides increased baggage coverage, higher medical benefits, and the school day extension benefit.
Some of the additional highlights of the plan include:
- School day extension benefit if the primary or secondary school day is extended into the time you originally planned to travel
- Financial default and bankruptcy coverage if the plan is purchased within 14 days of initial trip deposit
- Increased baggage and personal effects coverage
- 14 days to review the plan
Where to Buy Travel Insured International:
1. Get a quote/buy direct from the company- Get a quote and enroll online directly at the Travel Insured International website. This a a good choice if you have decided on Travel Insured International and are ready to quote/enroll.
2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
What is the coverage with Trip Protector Lite Expanded?
Trip cancellation
This coverage provides reimbursement for non-refundable trip payments and deposits if you must cancel your trip. This plan benefit provides up to 100% of the trip cost.
Trip Interruption
This coverage provides reimbursement for non-refundable costs or deposits related to your trip if it is interrupted after it starts. This plan benefit provides up to 100% of the trip cost.
Missed Connections
This benefit provides coverage to help defray costs related to missed connections that cause at least a 6-hour delay.
Trip Delay
This coverage provides reimbursement for means and accommodations related to your travel if it is delayed more than 12 hours. The coverage provides a maximum of $500 ($100 per day) to reimburse you for related expenses, including economy fare to return you on your originally scheduled itinerary.
Baggage and personal effects loss or delay
This coverage provides reimbursement for lost or stolen baggage and personal effects up to $750.
Emergency Medical Protection
This coverage provides emergency medical coverage if you become ill or are injured while traveling and need medical attention. This plan provides up to $15,000 in coverage for accidents and sickness that occur while on your trip. This plan feature includes a $50 deductible. (This coverage can optionally be upgrade too.)
Emergency Medical Evacuation and Repatriation
This coverage provides reimbursement for the cost to transport you or other covered members of your party to a medical facility to receive care. This coverage also ensures repatriation or return of remains. This plan provides up to $100,000 in covered expenses. (This coverage can optionally be upgrade too.)
Optional coverage includes the following three upgrades in one package:
Medical upgrade
This upgrade increases the medical expenses maximum by another $15,000 for a total of $30,000. Maximums relative to emergency evacuation or repatriation are increased by another $100,000 for a total of $200,000.
Renters Collision Insurance
This coverage increases the maximum damage waiver to $25,000.
Common carrier (flight only) AD&D up to the amount purchased.
Cancel for work reasons up to the amount purchased.
Sports coverage for a maximum of $1,000 per person.
Coverage limitations are included in the policy and should be carefully reviewed.
Where to Buy Travel Insured International:
1. Get a quote/buy direct from the company- Get a quote and enroll online directly at the Travel Insured International website. This a a good choice if you have decided on Travel Insured International and are ready to quote/enroll.
2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
