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Travel Insured International

Editor Review

travel-insured-logo-148x30

Editor Rating:

55555

Customer Rating:

33333

The Good: Guaranteed hospital payment to ensure hospital admission; longer “return policy” of 14 days; “cancel for any reason” option; supplier financial default coverage; frequent flyer fee paid with covered cancellation.

The Drawbacks: Many plans to choose from can make decision more difficult; emergency medical coverage has a $50 deductible per occurrence.

The Bottom Line: Travel Insured provides a wide variety of value-priced policies to fit almost every need. From their student plans, group plans, and individual plans, every traveler is covered.

Where to Buy Travel Insured International:

Get a quote/buy direct from the company- Get a quote and enroll online directly at the Travel Insured International website. This a a good choice if you have decided on Travel Insured International and are ready to quote/enroll.

Company Name
Travel Insured International
Website
http://www.travelinsured.com
AM Best Rating
A
US Travel Insurance Association Member
Yes
Refund Policy
14 Day Free Look
24/7 Emergency Assistance
Yes
Plans offered by Travel Insured International
Worldwide Trip Protector

Worldwide Trip Protector Gold

Trip Protector Lite

Trip Protector Lite Expanded

Airline Ticket Protector

Group Lite

Group Deluxe

Student Basic

Student Comprehensive

Student Post Departure

Address/Phone/Fax/Email
Travel Insured International;
52-S Oakland Avenue, PO Box 280568
East Hartford, CT 06128-0568

1-800-243-3174 (24/7)

1-860-528-8005 Fax

info@travelinsured.com
Policyholder Questions 1-800-243-3174
Travel Assistance/Emergencies
US/Canada 1-800-494-9907 (toll free)
Outside US/Canada call collect to US
Dial 0 for operator
ask to connect to 603-328-1707

More about Travel Insured International

Dream vacations, which you may have saved for many months to achieve, are only enhanced when there is also peace of mind knowing that your hard-earned investment is fully protected.

Travel Insured International offers high quality, worldwide travel insurance protection to protect your investment and ensure that you and your loved ones are safe during your travels.

Travel Insured International delivers comprehensive primary benefits ranging from trip cancellation and interruption to emergency assistance and medical evacuation. Travel vendor default and bankruptcy ensure your pre-paid dollars are protected. Coverage for accidents or illnesses provides that extra security for your health; coverage for missed connections and baggage loss and delay provides for those occasional annoyances that can occur when you travel.

The Travel Insured International website provides a toll-free phone number along with online live chatting with representatives. Notification of claims can be made online (or by mail) and you can check the status of your claim, or review documents online as well.


Travel Insured International plans

Worldwide Trip Protector
Comprehensive protection for all aspects of your trip
Available to U.S. residents of all ages, this comprehensive travel plan is ideal for individuals, couples, and families. All aspects of your trip are protected against those unexpected occurrences that can happen anywhere in the world or right around the corner.

Worldwide Trip Protector Gold
The best travel protection plan for the discriminating buyer
This package includes protection for today’s discriminating traveler who wants higher levels of coverage and benefits. This travel protector plan protects against trip cancellations, interruptions, missed connections, lost airline tickets, and unpleasant baggage delays. Emergency medical protection, including transportation, is provided as well. Available to U.S. residents and their families.

Worldwide Trip Protector Lite
Comprehensive travel protection with some useful upgrades
This package is perfect for individuals and families traveling with children under 18 as it covers the most often asked for benefits: emergency medical, cancellations and delays, and missing or lost baggage. This plan also offers some useful and reasonably priced optional upgrades to complete your trip protection.

Worldwide Trip Protector Lite Expanded
Comprehensive trip protection with some higher baggage and medical limits
This package is perfect for individuals and families traveling with children under 18 as it covers the most often asked for benefits: emergency medical, cancellations and delays, and missing or lost baggage. An extension of the Trip Protector Lite program, this plan offers some expanded coverage for baggage and personal effects along with increased medical limits. This plan also offers some useful and reasonably priced optional upgrades to complete your trip protection.

Airline Ticket Protector
Protect your non-refundable airline ticket expenses today
This package is an airline ticket only coverage plan ideal for individuals and families who do not need protection when they arrive at their destination, but want their tickets and baggage protected. Coverage for trip cancellation, interruption, and delays is included, along with protection against baggage loss or delay. This plan is available for U.S. residents of all ages.


Travel Insured International also provides a host of group travel plans, which are described here.



Student Basic Plan
The best basic travel plan to protect students
This package is the ideal choice when you want to protect youths against cancellation penalties and do not want to duplicate medical benefits from another source of coverage. Specifically designed for student, civic, and youth travelers or organizations, this plan is only available to students or youths traveling with civic or youth groups.

Student Comprehensive Plan
A slightly more comprehensive plan to protect students and youths
Ideal for student, civic, and youth organizations with at least 80% of travelers age 35 or less, this plan provides comprehensive trip coverage for cancellations, interruptions, baggage loss, accidents and illnesses … all with 24-hour travel assistance.

Student Post Departure Plan
A student travel plan to protect students and youths once their trip has begun
This package is ideal for youths traveling with civic or student organizations and begins coverage after the trip has begun. Benefits for trip interruptions, missed connections, unexpected medical expenses, and baggage woes are covered.

Group Basic Plan
The best basic plan for group travelers who have other coverage
This package is ideal for individuals who want basic coverage against the unforeseen and uncontrollable problems that can occur during travel, but who also have other coverage in effect. Backed by their 24-hour assistance line, this coverage is perfect for domestic tours where your existing medical coverage is in effect and where you may not want protection against lost bags.

Group Deluxe Plan
For those little mishaps, a little extra protection is great peace of mind
This package includes comprehensive benefits including trip cancellation, trip interruption, and travel delays. Lost or delayed baggage, accident and sickness medical coverage and a 24-hour assistance line all come together to provide a slightly more comprehensive coverage plan that brings peace of mind.


Where to Buy Travel Insured International:

Get a quote/buy direct from the company- Get a quote and enroll online directly at the Travel Insured International website. This a a good choice if you have decided on Travel Insured International and are ready to quote/enroll.


Screenshot of Travel Insured Website

Travel-Insured-International-1


Where to Buy Travel Insured International:

Get a quote/buy direct from the company- Get a quote and enroll online directly at the Travel Insured International website. This a a good choice if you have decided on Travel Insured International and are ready to quote/enroll.


Customer Reviews

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Overall Rating

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  1. Overall RatingNot Rated

    James J. Kervick | Nov 14, 2008

    I purchased their plan prior to my trip and Had many issues with the trip overseas eventually not being able to complete my journey. They understood the issues I faced but would not pay back any monies as there was not specfic to one of the cover items. Due to safety reasons and riots at the airport we removed ourselfs from the airport for safety reaasons and could not get on another flight to our destination thus we rerturned home.Because the airline(another country) would not state “strike” they would not resolve.Clkear and simple safety was an issue and was documented but they refused to pay. I would srongly recomend finding a more reputable company to deal with. These people are in business clearly not to pay.Customer service is less then standard as to comunication,and follow ups. This company clearly is fiancial trouble as the management team is unresponsive.Remember who you are contracting with review consumers reviews and read the policies.I did not do my up front homework and paid an expensive price. The good news is for the folks I dealt with…..what goes around comes around.

  2. Overall Rating55555

    GHT | May 5, 2009

    They were very easy to work with and paid my cancellation claim promptly, thank you!

  3. Overall Rating55555

    MHS | May 27, 2009

    My wife fell in Istanbul and had to have immediate surgery. The hospital bill was over $17,000 (paid by VISA). Travel Insured Int’l reimbursed me within four weeks. I recommend them highly.

  4. Overall Rating11111

    David Owen | Sep 21, 2009

    I believe James J. Kervick meant to rate the policy with one or two stars. Since his rating was removed, I am rating on his behalf. If mine is removed, please re-add a one-star review on behalf of James J. Kervick.

    May truth and freedom reign over control and fear.

  5. Overall Rating55555

    tobynh | Dec 24, 2009

    My recent trip was interrupted due to mechanical problems on a flight to the Bahamas. My claim was paid promptly and courteously with no hassles. I will definitely use them again.

  6. Overall Rating11111

    Julia | May 29, 2010

    I was unable to board my return flight out of La Paz, Bolivia due to altitude sickness. Called their worldwide assistance number and was told by a customer service rep that it qualified as a trip interruption, everything would be covered, and that I could go ahead and book a new flight – all the paperwork would be sent to my home address in the USA and not to worry about it until then.

    When I returned home and filed all of the paperwork, they sent me a nasty letter saying that I hadn’t provided proper documentation. I was out $1,000 for the flight. Seems like the left hand doesn’t know what the right hand is doing.

  7. Overall Rating11111

    Robert McKaig | Jun 15, 2010

    I purchased a plan from Travel Insured in the spring of 2009 to cover a proposed trip to France for my wife and me in September. I was not able to travel because of a sciatica problem – I could not walk up steps or inclines without a great deal of effort or pain. My doctor recommended that we postpone the trip. It was evident from Day 1 that this outfit did not want to honor my claim. I also found them to be unresponsive, as the writer below states, and quite nasty on occasion. They have a person named Sarah Raymer who should not be working with customers – even some of her fellow employees make remarks about her attitude. They promised to return calls on numerous occasions and did not. They claimed they had not received information from my doctor on a number of occasions, but whenever I called the doctor, they said they had sent the required information and ended up sending it again (and again!). Finally the company denied my claim due to a ‘pre-existing condition’. My doctor sent them a letter stating that this was an acute incident, and not pre-existing, but they refuse to honor the claim. I’ve reported Travel Insured to the Better Business Bureau of Connecticut, but they cannot do anything for me. I agree with the ‘what goes around comes around’ sentiments. And anybody who is considering purchasing insurance from these people should rethink and go to someone else. Forewarned is forearmed!

  8. Overall Rating55555

    SJE | Jul 10, 2010

    I cannot say enough good about this company. On my trip, I lost my passport and had a death in the family within the first 3 days of my 14 day vacation. Travel Insured Int’l gave me impeccable service from outside the US — helping me find where I needed to go to get my passport replaced as well as connecting me with the airline when I was unable to do so from my own phone. My claim was paid promptly and with no issues whatsoever. Thank you for the great service!!

  9. Overall Rating11111

    gwendolyn parks | Aug 19, 2010

    We have traveled all over the world, always got travel insurance and the first time we needed it this company has been awful to work with and I would not recommend them.

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