3 Best Vacation Travel Insurance Plans

Our analysis found 3 plans with the most important coverages for vacation travel:

Coverage for terrorism
Pre-existing condition waiver
Financial default – in case a travel supplier ceases operations
Trip interruption – up to 150% reimbursement for unused travel costs
Medical coverage – at least $25,000
Baggage coverage – at least $1,000
Evacuation coverage – at least $100,000
‘Cancel for any reason’ option – because you just never know

Sample quotes based on: a two-week vacation to Thailand, two adults 32 and 30, total trip cost $5,000.

Gold (Protect Assist) from Travel Guard	Travel Select from Travelex Insurance Services	Worldwide Trip Protector Gold from Travel Insured International
Best plan when you want ‘cancel for work reasons’ and lots of customization options.	Best plan when you have a pre-existing medical condition.	Best plan when you are renting a car and you want higher baggage coverage.
Sample Quote: $191	Sample Quote: $204	Sample Quote: $284
Our Analysis Shorter limit for travel delay (only 5 hours) Includes ‘cancel for work reasons’ Many optional upgrades available	Our Analysis Shorter limit for travel delays (5 hours) Shorter pre-existing condition look-back period (60 days) Several upgrade options available	Our Analysis High baggage coverage ($2,500) Includes car rental coverage ($50,000) High evacuation limit ($1,000,000)
Get a quote now	Get a quote now	Get a quote now

How to compare and buy travel insurance

The easiest way to compare plans is to use a comparison website.

It works the same as Expedia when you buy plane tickets. You enter a few trip details and get prices from all companies at the same time. Then, you can narrow down your choices and make the right selection