Worldwide Major Medical Plan Review
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This travel insurance plan is perfect for…
- US Citizens living abroad
Overview of Worldwide Major Medical Plan from Travel Insurance Services:
When U.S. citizens reside outside their home country, and many do either permanently or for extended periods of time, they need medical coverage in the country in which they are residing and may desire coverage that will enable them to return home to the U.S. for treatment if something serious should happen. The Worldwide Major Medical plan is available to those who reside outside the U.S. for more than 5 months per year and provides valuable medical benefits in most countries including the U.S. (for an additional premium).
You may choose from a variety of deductibles that best meet your need, and treatment may be received almost anywhere in the world. This coverage is secondary to medical benefits, services or reimbursements from any other source except Medicaid. The coverage is conditionally renewable based on residency requirements and payment of premium. The plan provides a 10-day look feature which lets you review the plan and cancel with a full refund if you find it does not meet your needs.
Optional coverage features include hazardous sports, acts of war, and global medical transportation.
Where to buy this policy:
1. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
What is the coverage with Worldwide Major Medical Plan?
Emergency Medical Assistance
This coverage provides emergency medical coverage if you become ill or are injured while traveling and need medical attention. This plan provides for hospital expenses, nursing assistance, local ambulance services, diagnostic services, and outpatient medications.
Optional benefits include:
Hazardous activity coverage for motorcycling, scuba diving, snow and water skiing, mountain climbing, sky diving and many other fun, but potentially, hazardous adventure sports and activities you may decide to engage in on your trip.
War or act of war coverage for injuries sustained due to war or an act of war
Global medical transportation for stabilization and transportation to the nearest medical facility
Where to buy this policy:
1. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
