Review of World Risk Portfolio from Travel Insurance Services

Editor Review

The Good: Combining multiple international insurance products with kidnap and ransom, foreign commercial liability, and more, this is a comprehensive corporate international insurance plan for U.S. and Canadian corporate executives and employees to protect against financial losses that can occur when doing business in foreign countries.

The Drawbacks: This is complicated coverage and it’s recommended that you work with the Travel Insurance Services team to customize the coverage to your business needs.

The Bottom Line: Highly specialized plan that’s primarily for high-profile executives and corporations with internationally traveling employees. This is corporate coverage, not individual coverage.

Quote and buy direct: Get a quote directly at the Travel Insurance Services website. A good choice if you know you want a Travel Insurance Services plan and are ready to enroll.

Coverage

Benefits	Maximum
Medical expenses	Choose your limit
Foreign commercial liability	$1,000,000 and higher
Foreign business auto liability	$1,000,000 and higher
Foreign worker’s compensation	$1,000,000
Political risk	$500,000
24/7 assistance services	Yes

Plan Details

This plan is unique in that it provides the following:

Coverage for kidnap, extortion, and ransom up to plan limits.
Political risks include confiscation, embargo, license cancellation and more.
Up to $25,000 per incident and $50,000 aggregate in foreign commercial crime, including employee theft, forgery and robbery.
Up to $500,000 in marine cargo and war risk coverage for any one vessel and any single occurrence.
Excess repatriation up to $250,000 with no aggregate limits.

Optional Coverage

The following optional coverage is available when you purchase this plan:

Higher limits are available for many of the benefits – contact Travel Insurance Services for customization of your plan.

Limitations

The following are the limitations on this plan’s coverage:
Highly specialized coverage that requires you to work with the Travel Insurance Services team to customize and select the benefit limits.

Related Travel Insurance Services Plans

Quote and buy direct: Get a quote directly at the Travel Insurance Services website. A good choice if you know you want a Travel Insurance Services plan and are ready to enroll.