Review of Visit USA HealthCare Insurance from Travel Insurance Services

Editor Review

The Good: This is low cost medical insurance for non U.S. citizens visiting the U.S. One of the original travel medical insurance plans designed specifically for U.S. visitors, you choose the medical, evacuation, and accidental death limits as well as your deductible. Options available for hazardous activities. This plan covers trips of 15 days up to a full year. Ideal for international visitors to the U.S. and new U.S. immigrants who have not yet purchased other health care coverage.

The Drawbacks: One version of the plan is only available to those up to age 69. Repatriation coverage may not be enough depending on the location of the traveler’s home country.

The Bottom Line: Strong financial protection offered at two plan levels, this is ideal coverage for visitors to the U.S., where health care costs are extremely high. Optional coverage for hazardous activities rounds out the coverage for active travelers.

Quote and buy direct: Get a quote directly at the Travel Insurance Services website. A good choice if you know you want a Travel Insurance Services plan and are ready to enroll.

Coverage

Benefits	Maximum
Medical expenses	$50,000 or $100,000
Emergency evacuations	$75,000 or $100,000
Repatriation	$20,000
24/7 assistance services	Yes

Plan Details

This plan is unique in that it provides the following:

Select your plan limits and deductible amount to customize the plan for your needs.
Coverage for incidental travel to Canada, Mexico and other U.S. territories (up to 14 days) is included.
Includes a family travel benefit for emergency medical reunion and return of minor children (each up to $10,000).
Includes $50,000 or $100,000 in 24-hour AD&D in base plan.

Optional Coverage

The following optional coverage is available when you purchase this plan:

Optional additional flight-only AD&D up to $250,000.
Optional additional AD&D up to $100,000.
Optional coverage for hazardous activities covers motorcycling, sky diving, SCUBA diving and a number of activities automatically excluded from the base plan.

Limitations

The following are the limitations on this plan’s coverage:

Coinsurance limits apply and the plan includes no emergency dental coverage.
No flight accident AD&D in the base plan.
Medical expense limits are reduced for travelers over age 70.

Related Travel Insurance Services Plans

Quote and buy direct: Get a quote directly at the Travel Insurance Services website. A good choice if you know you want a Travel Insurance Services plan and are ready to enroll.