Editor Review
The Drawbacks: For the average consumer, it can be hard to know how much coverage you’ll need and which coverage limits to choose from the range of limits available. The Bottom Line: This plan is strong travel medical coverage for emergency illnesses and injuries that occur while traveling outside the U.S. from a travel insurance industry leader. The plan is available in a range of coverage limits, allowing you a good level of choice depending on your travel medical needs. Coverage extends to multiple trips up to one year. How to get a quote & buy onlineQuote and buy direct: Get a quote directly at the Travel Guard website. A good choice if you know you want a Travel Guard plan and are ready to enroll. Compare plans from all companies: Use our travel insurance comparison tool to compare plans from all companies, get quotes, and buy online. |
Coverage
| Benefits | Maximum |
| Medical expenses | $50,000-$1,000,000 * deductibles apply) |
| Emergency dental | $100 |
| Emergency evacuations | $500,000 |
| Repatriation | Limit chosen at enrollment |
| Flight accident AD&D | $50,000 * |
| 24/7 assistance services | Yes |
* Amounts shown are for adults (18-69); plan limits vary for children 17 and under and for adults 70 and older.
Plan Details
This plan is unique in that it provides the following:
- Designed for trips up to one year with medical coverage and selectable deductible amounts.
- Medical coverage extends to medical care due to acts of terrorism (up to $50,000).
- Political evacuations covered up to $10,000 (lifetime limit).
- Includes $25,000 24-hour AD&D.
- Evacuation coverage includes emergency medical reunion costs and return of minor children.
- Plan includes $5,000 in felonious assault AD&D benefits (cannot be combined with other benefits).
- Plan includes $250 for lost checked luggage and $5,000 trip interruption coverage.
- Natural disaster benefits up to $100 per day (5 days maximum) if the insured is displaced from pre-paid accommodations due to mandatory evacuations.
- Incidental home country coverage for trips up to 15 days long per three months of coverage.
Optional Coverage
The following optional coverage is available when you purchase this plan:
- Optional hazardous activities coverage for skiing, mountain climbing, whitewater rafting, athletic sports, and more.
Limitations
The following are the limitations on this plan’s coverage:
- Plan includes reduced limits for medical care and medical evacuations due to pre-existing conditions.
- Plan includes a 50% pre-certification penalty if Travel Guard is not informed prior to (or as soon as reasonably possible) to the insured receiving medical treatment.
Related Travel Guard Plans
How to get a quote & buy online
Quote and buy direct: Get a quote directly at the Travel Guard website. A good choice if you know you want a Travel Guard plan and are ready to enroll.
Compare plans from all companies: Use our travel insurance comparison tool to compare plans from all companies, get quotes, and buy online.


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