Review of Savvy Traveler from Travel Guard

Editor Review

The Good: This is Travel Guard’s lowest-priced package plan for frugal travelers who want basic coverage (cancellation, interruption, delays, medical, evacuation, and baggage) and comprehensive emergency travel assistance services. If the plan is purchased within 15 days of initial trip payment, you’ll automatically receive the pre-existing medical conditions waiver.

The Drawbacks: This plan covers the basics, and just the basics. No optional upgrades are available and limits are relatively low.

The Bottom Line: This is Travel Guard’s most affordable travel insurance package for those who want basic coverage and don’t want to pay for things they won’t need. Coverage for pre-existing medical conditions is available (purchase within 15 days) and comprehensive non insurance travel assistance services is included as well.

How to get a quote & buy online

Quote and buy direct: Get a quote directly at the Travel Guard website. A good choice if you know you want a Travel Guard plan and are ready to enroll.

Compare plans from all companies: Use our travel insurance comparison tool to compare plans from all companies, get quotes, and buy online.

Coverage

Benefits	Maximum
Trip cancellation	100%
Trip interruption	100%
Travel delays (12 hours or more)	$100 per day/$500 maximum
Medical expenses	$10,000 ($50 deductible)
Emergency evacuations	$100,000
Baggage loss	$500 ($50 deductible)
Baggage delay (24 hours or more)	$100
24/7 assistance services	Yes

Plan Details

This plan is unique in that it provides the following:

Travel delay coverage includes $250 specifically for additional expenses encountered due to airline delays (including inclement weather).
If plan is purchased within 15 days of initial trip deposit, pre-existing medical condition coverage (up to $15,000) is automatically included.
Covered reasons for trip cancellation and interruption include hurricanes, required to work, jury duty and more.
Includes comprehensive assistance services – provided by Travel Guard – for travel medical emergencies and trip emergencies.

Limitations

The following are the limitations on this plan’s coverage:

No missed connection coverage.
No AD&D, ‘cancel for any reason’, ‘cancel for work reasons’, car rental coverage, or other upgrades available.
Medical and baggage limits are relatively low, when compared to other plans, and deductibles apply.
Trip interruption coverage is just 100%, not 150%.