Editor Review
The Drawbacks: This plan does not have coverage for pre-existing conditions, AD&D, or rental cars. The Bottom Line: Ideal for travelers who won’t have to cancel their trip, this plan still provides the insurance protections necessary for immediate travel, including coverage for unexpected trip interruptions, missed connections, travel delays, lost baggage, and more. |
Coverage
| Benefits | Maximum |
| Trip interruption | $1,000 |
| Missed connections (3 hours or more) | $500 |
| Travel delays (6 hours or more) | $200 per day/$1,000 maximum |
| Medical expenses | $25,000 |
| Emergency evacuations | $300,000 |
| Baggage loss | $1,000 |
| Baggage delay (24 hours or more) | $200 |
| 24/7 assistance services | Yes |
Plan Details
This plan is unique in that it provides the following:
- The covered reasons for unexpected trip interruptions include natural disasters, injuries and illness, revoked leave, automobile accidents en route, and more.
- Plan includes Travel Guard’s comprehensive assistance services for travel medical emergency, travel emergencies, and concierge services.
- The policy limit for emergency evacuations and repatriation is relatively high and should be adequate for a traveler’s needs.
Limitations
The following are the limitations on this plan’s coverage:
- No AD&D protection.
- No car rental collision coverage.
- No medical coverage for recurring pre-existing conditions (60-day look-back period).
- Baggage delay time frame is relatively long when compared to other plans.
Related Travel Guard Plans
Quote and buy direct: Get a quote directly at the Travel Guard website. A good choice if you know you want a Travel Guard plan and are ready to enroll.

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