Air Ticket Protection Review
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This travel insurance plan is perfect for…
- Travelers with non-refundable airline tickets-Ideal for travelers who want to protect their airline ticket investment. Covers ticket change fees charged by the airlines and includes few added benefits like trip interruption, delay and baggage coverage.
Overview of Air Ticket Protection from Travel Guard:
- $250 coverage for lost, stolen, or damaged baggage
- Travel delay coverage of $100
- Toll-free, 24/7 emergency assistance from anywhere in the world
The Air Ticket insurance plan is Travel unique protection against cancellation and interruption of airline tickets. This plan is ideal for those who are visiting family or friends and want to cover only their investment in airline tickets.
It includes some commonly expected options, such as trip cancellation, trip interruption, travel delays, accident and sickness medical expenses, baggage and personal effects, flight accidents, and more. Some of the unique options include coverage for terrorism, unannounced strikes, inclement weather, inhabitable homes, military deployments, lost or stolen travel documents and credit cards, and baggage tracking. Pre-existing condition waivers are available. Travel medical assistance and emergency travel assistance are all included in this plan.
Where to buy this policy:
1. Buy direct from the company- Get a quote and purchase this plan directly from the Travel Guard website here.
2. Compare this plan with other plans- The best way to buy travel insurance is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
What is the coverage with Air Ticket Protection?
Pre-departure trip cancellation
This coverage provides reimbursement for non-refundable trip payments and deposits if you must cancel your trip before it starts.
Post-departure trip interruption
This coverage provides reimbursement for non-refundable costs or deposits related to your trip if it is interrupted after it starts.
Emergency Medical Transportation/Evacuation
This coverage provides reimbursement for the cost to transport you or your traveling companion to a medical facility to receive care in the case of sickness, injury, or death.
Trip Delay
This coverage provides reimbursement for reasonable additional expenses until travel can continue if it is delayed more than the defined number of hours in the policy, which in this case is 12 hours. Coverage is limited to $100 and expenses must be accompanied by receipts.
Baggage Delay
This coverage provides reimbursement for essential items related to your trip if your luggage is delayed more than the defined number of hours in the policy, which in this case is 24 hours. This coverage provides up to $100 for interim expenses.
Baggage and personal effects
This coverage provides reimbursement for lost, stolen, or damaged baggage and personal effects (not to exceed $4,000 for a group) including protection against loss of travel documents. Items over $150 must be accompanied by original receipts.
Flight accident
This coverage pays for the insured’s covered accidental loss of life, hand, foot, or sight which occurs while riding as a passenger on a scheduled flight. This coverage provides up to $10,000,000. The insurer will pay up to the maximum amount purchased not to exceed $500,000 per occurrence.
Optional coverage includes:
Car Rental Collision coverage which pays for damage due to collision damage while in the insured’s possession.
Coverage limitations:
Coverage for adventure sports activities is not included in this plan.
This plan requires a deductible.
Where to buy this policy:
1. Buy direct from the company- Get a quote and purchase this plan directly from the Travel Guard website here.
2. Compare this plan with other plans- The best way to buy travel insurance is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
