Adventure Travel Protection Review
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This travel insurance plan is perfect for…
- Adventure Travelers-This plan provides coverage for sports equipment, license fee reimbursement, and many activities that are often excluded from travel insurance coverage.
Overview of Adventure Travel Protection from Travel Guard:
- Provides $25,000 of emergency medical and accident coverage
- $2,500 coverage for lost, stolen, or damaged baggage, including sports equipment
- Coverage for typically excluded activities such as mountaineering, aviation, hang gliding, skydiving, parachuting and bungee jumping
The Adventure Travel Protection Plan delivers excellent trip coverage with specialized features that support your sporting plans. Comprehensive coverage is included such as trip cancellation, interruption, and baggage loss, and medical expense coverage. 24 assistance services are also included, such as travel medical assistance, emergency travel assistance, and an adventure traveler’s hotline for information every traveling adventurer needs like weather and travel advisory reports.
If you purchase the coverage within 15 days of making your initial trip deposit, the following features are covered at no additional cost:
- pre-existing medical condition waiver
- trip cancellation or interruption coverage due to financial default
- missed connection benefit increases up to $500 per person
- flight guard coverage of $50,000 per person
Where to buy this policy:
1. Buy direct from the company- Get a quote and purchase this plan directly from the Travel Guard website here.
2. Compare this plan with other plans- The best way to buy travel insurance is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
What is the coverage is included with Adventure Travel Protection Plan?
Trip Cancellation
This benefit provides reimbursement for up to 100% of non-refundable trip payments and deposits if you must cancel your trip.
Trip Interruption
This benefit provides reimbursement for up to 150% of non-refundable costs or deposits related to your trip if it is interrupted after it starts. Return air transportation is covered up to $750 or 150% of trip cost.
Missed Connection
This benefit provides up to $250 to help defray costs related to missed connections.
Trip Delay
This coverage provides reimbursement up to $150 per day to a maximum of $1,500 for means and accommodations related to your travel if it is delayed more than five hours due to covered reasons.
Sports Equipment and Personal Effects Loss
Reimburses you if your luggage is lost, stolen or damaged up to $2,500.
Sports Equipment delay
This coverage provides up to $750 for the purchase of essential items if your baggage is delayed more than 12 hours.
License Fee Refund
Reimburses you the cost of your access license or permits if you cancel your trip for a covered reason.
Emergency Expense
This benefit provides emergency medical coverage if you become ill or are injured while traveling and need medical attention. This plan provides up to $25,000 in coverage for accidents and sickness that occur while on your trip.
Emergency Medical Transportation
This coverage provides reimbursement for the cost to transport you or other covered members of your party to a medical facility to receive care. This plan provides up to $500,000 in covered expenses.
The following optional coverages are available:
Flight Guard
Adds coverage available in increments of $100,000 to a maximum of $500,000 for covered losses while flying.
Car Rental Collision Coverage
This benefit adds $35,000 in primary coverage for collision damage to a rental car (with a $250 deductible).
Umbrella Package upgrade
This upgrade doubles the medical expense and emergency medical transportation limits. Medical Coverage is upgraded to primary, emergency medical transportation is upgraded to include your hospital of choice and $25,000 Accidental Death and Dismemberment coverage is included.
Cancel for Any Reason provides cancellation coverage for any reason not otherwise covered by this plan up to 48 hours prior to your planned departure. Reimburses up to 50% of trip expenses and can only be purchased within 15 days of initial trip payment.
Cancel for Work Reasons offers additional business related reasons for canceling or interrupting your trip. Covers up to 100% of your trip cost and can only be purchased within 15 days of initial trip payment.
Additional Sports Equipment and Personal Effects coverage for a maximum of $5,000.
Purchase the Adventure Travel Plan within 15 days of the initial trip deposit and you automatically receive:
Coverage for financial default of any airline, cruise line, or tour operator
Pre-existing condition waiver for medical conditions that may cause you to cancel or interrupt your trip (up to the first $30,000 of the trip cost)
Flight accident coverage for you and your family up to $50,000
Coverage for missed connections up to $500
Coverage limitations are included in the policy and should be carefully reviewed.
Where to buy this policy:
1. Buy direct from the company- Get a quote and purchase this plan directly from the Travel Guard website here.
2. Compare this plan with other plans- The best way to buy travel insurance is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
