Review of Bridge from MH Ross | Travel Insurance Review

Editor Review

The Good: This is full travel insurance protection for U.S. and Canadian residents. Early purchase of this plan qualifies travelers for bankruptcy and default coverage as well as pre-existing medical condition coverage. No age restrictions on the purchase of this plan and you can cover trips costing as much as $100,000.

The Drawbacks: Only available to residents of the U.S. and Canada.

The Bottom Line: This is comprehensive travel protection with comfortable benefit limits and a number of desirable extras, including non medical emergency evacuations, air flight and 24-hour AD&D benefits, and more. Purchase early (within 15 days of first trip deposit) to qualify for extra benefits.

How to get a quote & buy online

Quote and buy direct: Get a quote directly at the MH Ross website. A good choice if you know you want an MH Ross plan and are ready to enroll.

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Coverage

Benefits	Maximum
Trip cancellation	100% (maximum trip cost $100,000)
Trip interruption	150%
Missed connections (3 hours or more)	$1,500
Travel delays (8 hours or more)	$200 per day/$400 maximum
Medical expenses	$100,000
Emergency evacuations	$500,000
Baggage loss	$2,000
Baggage delay (12 hours or more)	$200 per day/$400 maximum
AD&D	$100,000 (common carrier)/$25,000 (24-hour)
24/7 assistance services	Yes

Plan Details

This plan is unique in that it provides the following:

Includes additional trip interruption benefits if you or your traveling companion must remain hospitalized: up to $200 per day in additional accommodation and transportation expenses up to five days.
Includes additional reimbursement of up to $300 for unused non refundable payments for shore excursions, theater, tour and other costs if you have to interrupt your trip for a covered reason.
Includes emergency dental treatment due to injury up to $750.
Cancel your trip for a covered reason up to the time of departure.
Includes return of minor children under age 18.
Includes bedside visit if you are hospitalized as well.
Non medical emergency evacuations are also covered with the evacuation benefit (conditions apply) up to $25,000.
Hospital of choice evacuations is included (subject to conditions) up to the plan maximum.
Includes unique online medical record service through Global Xpi (use program code R790B).
Covered reasons for trip cancellation and interruption include revoked leave, required to work, mandatory evacuations, felonious assault, hurricanes, and more.
Includes automatic exclusion for pre-existing conditions if the plan is purchased within 15 days of your initial trip deposit date.
Includes automatic coverage for supplier bankruptcy and default if plan is purchased within 15 days of your initial trip deposit date.

Optional Coverage

The following optional coverage is available when you purchase this plan:

Optional air flight AD&D for $100,000 ($10 per person), $250,000 ($25 per person), or $500,000 ($50 per person).
Optional rental car damage for up to $35,000.
Optional extended personal property for $1,000 additional electronic and sports equipment coverage.