MH Ross Travel Insurance Services
Editor Review The Good: Pre-existing medical condition waiver; Simplified choices with only 3 policies (see Drawbacks below); choice of a basic plan, an enhanced plan, and a premium plan. The Drawbacks: Limited option of 3 policies might limit some travelers. The Bottom Line: MH Ross offers a very simple travel insurance solution for the everyday traveler, with an easy-to-use website and simplified choices with their Asset, Bridge, and Complete plans. Where to Buy MH Ross Travel Insurance:1. Buy Direct from company- Get a quote and purchase directly from the MH Ross Travel Insurance website here. This is a good choice if you have decided on MH Ross Travel Insurance, and are ready to purchase. 2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card. |
| Company Name |
M.H. Ross |
| Website |
http://www.mhross.com |
| AM Best Rating |
A |
| US Travel Insurance Association Member |
Yes |
| Refund Policy |
10 Day Free Look |
| 24/7 Emergency Assistance |
Yes |
| Plans offered by MH Ross |
Asset Bridge Complete |
| Address/Phone/Fax/Email |
M.H. Ross Travel Insurance Services 9225 Ward Parkway, Suite 200 Kansas City, MO 64114 1-800-423-3632 (5:30am-5:30pm Pacific Time M-F) 1-888-424-8731 Fax |
| Policyholder Questions | 1-888-423-3632 (24/7) |
| Travel Assistance/Emergencies |
US/Canada 1-800-555-9095 (toll free)
Outside US/Canada 1-603-894-4710 |
More about MH Ross
Emergencies happen when you least expect them and when you are far from home, even the simple problems can turn into real headaches when you outside your normal area of operation. A family-owned travel insurance company, MH Ross has operated for over 50 years providing custom travel insurance programs with readable policies you can read before you remit your payment.
Their website provides a large travel-related list of resources to help you with security details, currency conversions, flight status, maps, international cell phone rental, embassy contact details, weather advisories and more. A full set of frequently asked traveler questions gives you a little extra insight into traveling with some expert advice.
MH Ross provides three comprehensive travel insurance plans, which are provided in a side-by-side comparison chart for your easy review.
Expected features, such as trip cancellation, interruption, and delay, along with emergency medical expenses and baggage coverage are included. Standard features include traveler assistance and concierge services. Some additional features include coverage for terrorism, and pre-existing medical conditions (with some exclusions).
- Early birds who purchase their insurance coverage with this company within 15 days of the initial trip deposit will be eligible for some additional benefits including:
- Waiver for pre-existing conditions
Their One Call Traveler Assistance services are available, providing 24-hour access to after-departure assistance and concierge services to help you handle everything from emergencies to last-minute dinner reservations. You can contact the One Call representatives toll-free from any country. The list of contact numbers is posted on the website.
MH Ross Travel Insurance plans
Asset Plan
For your primary travel concerns, consider this comprehensive coverage
The MH Ross Asset travel plan provides for all reasonably expected contingencies that can occur during your trip. This plan is ideal for individuals and families who want to protect the significant savings tied up in their vacation plans. Because emergencies occur when you least expect them, comprehensive travel coverage can provide for those unplanned and unforeseen situations that can destroy your travel plans and leave you burdened with unexpected expenses.
This policy has a maximum trip duration of 31 days, but your coverage can be extended if you decide to continue your trip by contacting their customer representatives.
Bridge Plan
For just a little more, you can enhance your coverage with this plan
The MH Ross Bridge travel plan provides the expected comprehensive coverage for all standard travel emergencies along with some optional benefits that help you protect your enhanced trip. This plan is ideal for individuals and families who have invested a significant amount of savings into travel plans that can easily be destroyed by unforeseen events.
This policy has a maximum trip duration of 180 days, but your coverage can be extended if you decide to continue your trip by contacting their customer representatives.
Complete Plan
A premium plan for the luxury trip or cruise traveler
The MH Ross Complete travel plan provides exceptional comprehensive coverage for standard travel emergencies along with some optional benefits that help you protect your enhanced trip. This plan is ideal for individuals and families who have invested a significant amount of savings into travel plans that can easily be destroyed by unforeseen events. This premium plan has high benefit levels and very comprehensive coverage, and therefore has a higher premium.
This policy has a maximum trip duration of 180 days, but your coverage can be extended if you decide to continue your trip by contacting their customer representatives.
Where to Buy MH Ross Travel Insurance:
1. Buy Direct from company- Get a quote and purchase directly from the MH Ross Travel Insurance website here. This is a good choice if you have decided on MH Ross Travel Insurance, and are ready to purchase.
2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
Screenshots of MH Ross Website
Where to Buy MH Ross Travel Insurance:
1. Buy Direct from company- Get a quote and purchase directly from the MH Ross Travel Insurance website here. This is a good choice if you have decided on MH Ross Travel Insurance, and are ready to purchase.
2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
RANDY RHINEHART | Nov 12, 2009
this company have fail to contact me regarding a claim dispute with old republic insurance company which require receipts for lost/stolen mdse where as the policy mh ross sold do not states receipts are required. BE AWARE WE HAVE NOT REACH A FAIR RESOLUTION YET
Robin Sherwin | Apr 19, 2010
I bought a cancel for any reason advantage policy from MH Ross. I did cancel and it is taking them over a month to review my claim and they have no answer for me when the review process will be complete. Now with air travel impacted by the volcano, who knows when I will get my money???
Julie Baker | May 7, 2010
Hi- I believe Robin Sherwin’s claim has been paid. Can we leave an addendum?