MH Ross Travel Insurance Services
Editor Review
The Good: Coverage for financial default or bankruptcy of supplier; pre-existing medical condition waiver; Enhanced provides rental car damage protection; Simplified choices with only 2 policies (see Drawbacks below) The Drawbacks: Some confusion between website name and company name (www.tripinsurance.com and M.H. Ross); Limited options with only 2 policies. The Bottom Line: Tripinsurance.com (M.H. Ross) offers a very simple travel insurance solution for the everyday traveler, with an easy-to-use website and simplified choices with their Basic and Enhanced plans. Where to Buy MH Ross Travel Insurance:1. Buy Direct from company- Get a quote and purchase directly from the MH Ross Travel Insurance website here. This is a good choice if you have decided on MH Ross Travel Insurance, and are ready to purchase. 2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card. |
| Company Name |
M.H. Ross Travel Insurance Services |
| Website |
http://www.tripinsurance.com |
| AM Best Rating |
A+ |
| US Travel Insurance Association Member |
Yes |
| Refund Policy |
10 Day Free Look |
| 24/7 Emergency Assistance |
Yes |
| Plans offered by MH Ross Travel Insurance Services |
Basic Travel Protection |
| Address/Phone/Fax/Email |
M.H. Ross Travel Insurance Services 16933 Parthenia Street, Suite 200 Northridge, CA 91343 1-800-423-3632 (5:30am-5:30pm Pacific Time M-F) 1-888-424-8731 Fax info@tripinsurance.com |
| Policyholder Questions | 1-888-584-6171 (5:30am-5:30pm Pacific Time M-F) |
| Travel Assistance/Emergencies |
US/Canada 1-800-586-0194 (toll free)
Mexico 001-800-101-0061 UK 0800-252-074 Italy 800-877-204 France 088-90-8505 All other countries, call collect to US |
More about M.H. Ross
Emergencies happen when you least expect them and when you are far from home, even the simple problems can turn into real headaches when you outside your normal area of operation. A family-owned travel insurance company, M.H. Ross Travel Insurance Services (branded as tripinsurance.com) has operated for over 50 years providing custom travel insurance programs with readable policies you can read before you remit your payment.
Their website provides a large travel-related list of resources to help you with security details, currency conversions, flight status, maps, international cell phone rental, embassy contact details, weather advisories and more. A full set of frequently asked traveler questions gives you a little extra insight into traveling with some expert advice.
M.H. Ross Travel Insurance Services, operating at www.tripinsurance.com, provides two comprehensive travel insurance plans, which are provided in a side-by-side comparison chart for your easy review.
Expected features, such as trip cancellation, interruption, and delay, along with emergency medical expenses and baggage coverage are included. Standard features include traveler assistance and concierge services. Some additional features include coverage for terrorism, vendor bankruptcy, and pre-existing medical conditions (with some exclusions).
- Early birds who purchase their insurance coverage with this company within 15 days of the initial trip deposit will be eligible for some additional benefits including:
- Waiver for pre-existing conditions
- Coverage for financial insolvency in the event a travel supplier cannot provide your contracted services due to financial default or bankruptcy
- Executive Upgrade in the event you are required at work and cannot take your vacation (requires the purchase of the Air Flight AD&D coverage).
Their WeCare Traveler Assistance services are available, providing 24-hour access to after-departure assistance and concierge services to help you handle everything from emergencies to last-minute dinner reservations. You can contact the WeCare representatives toll-free from any country. The list of contact numbers is posted on the website.
M.H. Ross Travel Insurance plans
Basic Travel Plan
For your primary travel concerns, consider this comprehensive coverage
The M.H. Ross Travel Insurance Services Basic travel plan provides for all reasonably expected contingencies that can occur during your trip. This plan is ideal for individuals and families who want to protect the significant savings tied up in their vacation plans. Because emergencies occur when you least expect them, comprehensive travel coverage can provide for those unplanned and unforeseen situations that can destroy your travel plans and leave you burdened with unexpected expenses.
This policy has a maximum trip duration of 31 days, but your coverage can be extended if you decide to continue your trip by contacting their customer representatives.
Enhanced Travel Plan
For just a little more, you can enhance your coverage with this plan
The Travel Insurance Service Enhanced travel plan provides the expected comprehensive coverage for all standard travel emergencies along with some optional benefits that help you protect your enhanced trip. This plan is ideal for individuals and families who have invested a significant amount of savings into travel plans that can easily be destroyed by unforeseen events. This plan includes an executive upgrade feature for those busy professionals who may have to cancel their travel plans due to unforeseen business events that require them to be at work instead of on vacation.
This policy has a maximum trip duration of 180 days, but your coverage can be extended if you decide to continue your trip by contacting their customer representatives.
Where to Buy MH Ross Travel Insurance:
1. Buy Direct from company- Get a quote and purchase directly from the MH Ross Travel Insurance website here. This is a good choice if you have decided on MH Ross Travel Insurance, and are ready to purchase.
2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
Screenshots of TripInsurance.com Website
Where to Buy MH Ross Travel Insurance:
1. Buy Direct from company- Get a quote and purchase directly from the MH Ross Travel Insurance website here. This is a good choice if you have decided on MH Ross Travel Insurance, and are ready to purchase.
2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
RANDY RHINEHART | Nov 12, 2009
this company have fail to contact me regarding a claim dispute with old republic insurance company which require receipts for lost/stolen mdse where as the policy mh ross sold do not states receipts are required. BE AWARE WE HAVE NOT REACH A FAIR RESOLUTION YET