US Students Abroad Review
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This travel insurance plan is perfect for…
- US students studying abroad-This plan is designed for students from the United States studying abroad.
Overview of US Students Abroad from HTH Worldwide:
- Provides $100,000 of coverage per year
Health coverage is not always available to students when they travel outside their resident country, even when the destination country has great medical services. Available to U.S. students studying in foreign countries age 64 or younger, this plan can provide the additional medical coverage you need outside your home country.
This plan has a $100,000 policy year maximum with $250,000 in lifetime maximum benefits, and it includes pregnancy coverage. The deductible for this plan is $50.
This insurance plan includes toll-free telephone access to all services and 24-hour, 7-day medical assistance so you or your student have the support you need to get the help necessary if something happens. As with all HTH Worldwide plans, you get access to their unique online health and safety resources, which help you with advanced information regarding the health system at your destination, along with translation databases for medicines and medical terms. Their ready access to quality care ensures that you have access to full provider profiles and physician lists. The HTH Worldwide 10-day money back guarantee ensures that you can review the package of materials and receive a full refund if you change your mind.
Where to buy this policy:
1. Buy direct from the company- Get a quote and purchase this plan directly from the HTH Worldwide website here.
2. Compare this plan with other plans- The best way to buy travel insurance is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
What is the coverage with US Students Abroad?
Basic medical is covered at 100% up to a maximum of $10,000.
Supplemental major medical is covered at 80% up to an additional $90,000 after basic medical.
Fees for diagnosis and treatment, lab fees, and X-rays, and hospital charges are fully covered.
Outpatient prescription drugs are covered at 50% of the charge.
Durable medical equipment is covered up to the rental or purchase charges.
Hospital room and board is covered up to semi private accommodations.
Intensive medical care is covered up to $1,000 per day.
Mental disorders and drug or alcohol abuse is covered up to $500 for outpatient care, or $2,500 for inpatient care.
Therapeutic abortions are covered up to $500.
Motor vehicle accidents are covered.
Ground ambulance services are covered up to $250.
Emergency dental coverage for injuries to sound teeth is provided up to $250 per tooth per injury.
Accidental death and dismemberment is provided up to $10,000.
Emergency medical evacuations are covered up to $50,000 maximum.
Bedside visit for one person to visit a hospitalized insured is covered up to $1,500 for airfare and hotel accommodations.
Repatriation of mortal remains is covered up to $25,000.
Where to buy this policy:
1. Buy direct from the company- Get a quote and purchase this plan directly from the HTH Worldwide website here.
2. Compare this plan with other plans- The best way to buy travel insurance is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
