Trip Protector Preferred Review
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This travel insurance plan is perfect for…
- Vacation Travelers-This plan is a good, overall package plan suitable for most travelers
- Travelers seeking expanded coverage- This package plan has expanded coverage for travelers seeking higher levels of protection, and additional benefits.
Overview of Trip Protector Preferred from HTH Worldwide:
- Provides $1,000,000 of emergency medical and accident coverage
- $1,500 coverage for lost, stolen, or damaged baggage, including golf equipment
- $1,000,000 of emergency medical evacuation coverage
Providing basic trip protection to protect you against those emergency situations that can occur as you travel, the HTH Worldwide TripProtector Preferred plan insures you against unforeseen trip cancellations or interruptions, baggage delays or loss, air flight accidents and emergency medical situations. When you travel far from home, your first concern is safety and after that, you just want to enjoy your travels. The HTH Worldwide Trip Protector Preferred plan can insure your health and safety so you can get on with enjoying your trip.
Each of the TripProtector plans is a single trip plan, but they differ slightly in their coverage for each benefit. The HTH Worldwide website provides a handy chart that displays each of the plan differences in different colors, which is quite useful if you want to compare the plans side-by-side in order to choose the best plan for you. This TripProtector Preferred plan gives you slightly higher limits for most benefits, which can give you that slight advantage in a situation of medical or travel need.
As with all HTH Worldwide plans, you get access to their unique online health and safety resources, which help you with advanced information regarding the health system at your destination, along with translation databases for medicines and medical terms. Their ready access to quality care ensures that you have access to full provider profiles and physician lists. The HTH Worldwide 10-day money back guarantee ensures that you can review the package of materials and receive a full refund if you change your mind.
Where to buy this policy:
1. Buy direct from the company- Get a quote and purchase this plan directly from the HTH Worldwide website here.
2. Compare this plan with other plans- The best way to buy travel insurance is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
What is the coverage with Trip Protector Preferred?
Trip Cancellation
This coverage provides reimbursement for non-refundable trip payments and deposits if you must cancel your trip before it starts.) This plan provides up to 100% of the trip cost.
Trip Interruption
This coverage provides reimbursement for non-refundable costs or deposits related to your trip if it is interrupted after it starts. This plan provides up to 150% of the trip cost.
Emergency Medical Assistance
This coverage provides emergency medical coverage if you become ill or are injured while traveling and need medical attention. This plan provides up to a $1,000,000 maximum in coverage.
Emergency Medical Evacuation
This coverage provides reimbursement for the cost to transport you or other covered members of your party to a medical facility to receive care. This coverage also ensures repatriation or return of remains up to a $1,000,000 maximum coverage.
Baggage and personal effects loss
This coverage provides up to $1,500 reimbursement for lost, stolen, or damaged baggage and personal effects.
Baggage Delay
This coverage provides up to $200 reimbursement for essential items related to your trip if your luggage is delayed.
Trip Delay
This coverage provides plan provides up to $1,000 reimbursement for means and accommodations related to your travel if it is delayed.
Flight accident
This coverage provides reimbursement for accidental injuries resulting in a loss which occurs while the insured is riding as a passenger in or on, boarding or alighting from, any air conveyance operated under a license for the transportation of passengers for hire during the trip. This plan provides up to $200,000 in coverage.
Rental Car Damage Protection is included with this plan up to a $50,000 maximum.
Pre-existing conditions are covered with restrictions (see plan for details).
Identity theft protection is provided up to a $20,000 maximum.
Where to buy this policy:
1. Buy direct from the company- Get a quote and purchase this plan directly from the HTH Worldwide website here.
2. Compare this plan with other plans- The best way to buy travel insurance is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
