Global Student USA Review
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This travel insurance plan is perfect for…
- International students studying in the US-This plan is designed for international students that are studying in the United States.
Overview of Global Student USA from HTH Worldwide:
- Provides $250,000 of coverage per year
- Deductible $100
- $100,000 of emergency medical evacuation coverage
Health coverage is not always available to students when they travel outside their resident country, even when the destination country has great medical services. For international students studying in the U.S., this can come as a shock especially if their home country has a policy of providing health services. The HTH Worldwide Student health plans can provide you and your student peace of mind in knowing that they are protected from medical concerns that could wipe out their savings and cause lifelong bills.
Differing slightly in benefits, the Standard plan provides slightly lower limits for some benefits, so it is important to review the useful comparison chart available on the HTH Worldwide website. This plan has a $250,000 policy year maximum with $1,000,000 in lifetime maximum benefits. The Standard deductible for this plan is $100 per injury or sickness (reduced to $50 if student is first seen at the student health center).
This insurance plan includes toll-free telephone access to all services and 24-hour, 7-day medical assistance so you or your student have the support you need to get the help necessary if something happens. As with all HTH Worldwide plans, you get access to their unique online health and safety resources, which help you with advanced information regarding the health system at your destination, along with translation databases for medicines and medical terms. Their ready access to quality care ensures that you have access to full provider profiles and physician lists. The HTH Worldwide 10-day money back guarantee ensures that you can review the package of materials and receive a full refund if you change your mind.
Where to buy this policy:
1. Buy direct from the company- Get a quote and purchase this plan directly from the HTH Worldwide website here.
2. Compare this plan with other plans- The best way to buy travel insurance is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
What is the coverage with Global Student USA?
Basic medical is covered at 80% up to a maximum of $10,000.
Supplemental major medical is covered at 100% up to an additional $240,000 after basic medical.
Outpatient prescription drugs are covered at 50% of the charge.
Durable medical equipment is covered up to the rental or purchase charges.
Hospital room and board is covered up to the lesser of semi private accommodation or $500 per day.
Intensive medical care is covered up to $1,000 per day.
Mental disorders and drug or alcohol abuse is covered up to $500 for outpatient care, or $5,000 for inpatient care.
Therapeutic abortions are covered up to $500.
Motor vehicle accidents are covered up to $10,000.
Sports-related injuries are covered up to $5,000.
Ground ambulance services are covered up to $350.
Routine care of newborn children is not provided with this plan.
Emergency dental coverage for injuries to sound teeth is provided up to $250 per tooth per injury.
Accidental death and dismemberment is not provided with this plan.
Home country coverage while insured is provided up to 100% of reasonable expenses to a $5,000 lifetime maximum.
Emergency medical evacuations are covered up to $100,000 maximum.
Bedside visit for one person to visit a hospitalized insured is covered up to $750 for airfare and hotel accommodations.
Repatriation of mortal remains is covered up to $25,000.
Where to buy this policy:
1. Buy direct from the company- Get a quote and purchase this plan directly from the HTH Worldwide website here.
2. Compare this plan with other plans- The best way to buy travel insurance is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
