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HTH Worldwide

Editor Review

hthworldwide148

Editor Rating:

44444

Customer Rating:

22222

The Good: Generous guidelines for financial default coverage; high travel delay and missed connection coverage; Trip Protector has strong emergency medical coverage of $500,000; generous guidelines for pre-existing medical condition coverage.

The Drawbacks: Main HTH website (www.hthworldwide.com) is not easy to use (for travel insurance use www.hthtravelinsurance.com); no frequent flyer fee reimbursement.

The Bottom Line: HTH has very competitive products with robust coverage, and their Global Health and Safety service is included with all travel insurance plans.

Where to Buy HTH Travel Insurance:

1. Buy Direct from company- Get a quote and purchase directly from the HTH Travel Insurance website here. This is a good choice if you have decided on HTH Worldwide, and are ready to purchase.

2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.

Company Name
HTH Worldwide
Website
http://www.hthtravelinsurance.com/
AM Best Rating
A-
US Travel Insurance Association Member
No
Refund Policy
10 Day Free Look
24/7 Emergency Assistance
Yes
Plans offered by HTH Worldwide
Trip Protector

Trip Protector Preferred

Global Citizen

Global Student USA

Global Student USA Preferred

US Students Abroad

TravelGap Voyager

TravelGap Excursion

TravelGap Multi-Trip

Address/Phone/Fax/Email
HTH Worldwide

One Radnor Corporate Center

Suite 100

Radnor, PA 19087

1-866-501-3254

1-610-293-3529 Fax

customerservice@hthworldwide.com

Policyholder Questions 1-866-501-3254
Travel Assistance/Emergencies
US/Canada 1-866-922-0278 (toll free)
Outside US/Canada call collect to US
Dial 0 for operator
ask to connect to 202-974-6480

More about HTH Worldwide

HTH Worldwide is a leader in providing international health coverage for travelers. Founded in 1997 as Highway to Health, Inc., HTH Worldwide has become a leading provider of international health insurance programs. HTH Worldwide provides a wide range of individual and group health insurance programs, all of which include their unique Global Health and Safety Services.

The HTH Worldwide plans’ Global Health and Safety Services comprise a group of proprietary tools that are easily accessed through the web or via their toll-free customer service. These tools combine to make managing your health care plan easier and more secure. The tools include:

  • An international physician community to meet the needs of the global traveler wherever they may be.
  • City health profiles that encapsulate critical information about available healthcare services in the world’s most popular destinations.
  • Security profiles which contain up-to-date information about the security status of frequently visited foreign countries, including kidnapping risk, crime levels, political stability, and more.
  • Drug translation guides that provide the country-specific brand name under which common prescription and over-the-counter medications are sold to ensure that you receive the correct medication.
  • Medical phrase and terms translation guides that capture idiomatic healthcare terms and critical health care-related phrases in nine languages.
  • Travel health articles for country-specific health care system and travel tip information as well as news on security and global health issues.

HTH Worldwide Travel Insurance plans

TripProtector Plans
All inclusive trip protection because anything can happen on your vacation
This package provides the peace of mind you need and want to protect your vacation investment. It provides all-inclusive international travel insurance plans to protect you and your family against trip cancellations or interruptions, and it provides for medical evacuation and lost baggage as well. Most outdoor sports activities can be included and medical coverage up to $100,000 is available.

Trip Protector

Trip Protector Preferred

Global Citizen
The annual international health insurance tailored for long-term global living.
This package is strong international health insurance and allows for renewals from inside or outside the U.S. As with all plans, it includes access to HTH’s extensive network of physicians and coverage up to $5,000,000. This plan is ideal for individuals who will be living outside their home country for extended periods of time.

Global Citizen

Global Student Plans
International health insurance designed to meet the needs of students
This package of plans protects U.S. and non U.S. students living outside their home country. It includes sports injuries and coverage for emergency evacuations. This package is ideal for the student who will be living far from home.

Global Student USA

Global Student USA Preferred

US Students Abroad

TravelGap Plans
Travel medical insurance for the short-term or leisure or business traveler
This umbrella of plans is for those short-term leisure or business trips because it is health insurance that excels in medical and accident protection. The plans include the options for pre-existing conditions, medical evacuation and health-related expenses up to $1,000,000.

TravelGap Voyager

TravelGap Excursion

TravelGap Multi-Trip


Where to Buy HTH Travel Insurance:

1. Buy Direct from company- Get a quote and purchase directly from the HTH Travel Insurance website here. This is a good choice if you have decided on HTH Worldwide, and are ready to purchase.

2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.


Screenshots of HTH Travel Insurance Website


Where to Buy HTH Travel Insurance:

1. Buy Direct from company- Get a quote and purchase directly from the HTH Travel Insurance website here. This is a good choice if you have decided on HTH Worldwide, and are ready to purchase.

2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.


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  1. Overall Rating22222

    Nancy | Jan 28, 2010

    The policy choices are very good.

    Filing a Claim is a nightmare. I’ve mailed documents, emailed twice and all Customer Service says is we have no claim for you. It has now been SIX weeks and still ‘no claim has been received’.

    Everyone is very polite.