Global Underwriters Insurance

Editor Review Editor Rating: Read editor’s review Customer Rating: See all customer reviews The Good: Wide variety of international travel medical plans; High emergency medical coverages compared to similar plans; Long time professionals in the international medical insurance business. The Drawbacks: Travel medical policies, no trip insurance package plans; Site is not user-friendly, and not easy to use. The Bottom Line: If you are looking for a standard travel insurance package plan, with trip cancellation, emergency medical, etc., this is not the company for you. They specialize in travel medical insuranve for those living away from their home country for extended periods. They offer “trip insurance” on the site, but they simply redirect you to Travelex and act as an agent for them. Where to Buy Global Underwriters Insurance: 1. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.

Company Name	Global Underwriters
Website	http://www.globalunderwriters.com/
AM Best Rating	A
US Travel Insurance Association Member	No
Refund Policy	$25 fee by written request
24/7 Emergency Assistance	Yes
Plans offered by Global Underwriters	Diplomat America    Diplomat International Diplomat LT Diplomat Med-E-Vac International Group Medical Blanket Policy High Limit AD&D
Address/Phone/Fax/Email	Global Underwriters 3195 Linwood Road Cincinnati, OH 45208 1-800-423-8496 1-513-533-1504 Fax pdierker@globalunderwriters.com
Policyholder Questions	1-888-322-6776
Travel Assistance/Emergencies	US 1-800-423-8496 (toll free) Outside US, call collect to US Dial 0 for operator ask to connect to 513-533-9800

 

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More about Global Underwriters Insurance

Apart from many travel insurance providers, Global Underwriters is entirely focused on international travelers and their medical insurance needs. In today’s uncertain and troubled political environment, it is important to have medical insurance and accident coverage that will provide protection wherever you travel, especially outside your home country where your traditional coverage may be in effect.

Global Underwriters is well established with 45 years of experience in the insurance industry and it offers comprehensive and economical international health and accident insurance products to protect you, your family, or your employees as they travel on business, vacation, or reside in a foreign country. Their website also includes special coverage options for defense contractors involved in overseas efforts and even kidnap and ransom insurance, when necessary.

Their website also includes a link to a wiki that details current news related to safe travel by geographic location and date, so you have a good idea about the current danger zones.

The Global Underwriter website lets you get plan-specific details, obtain a quote, contact their support representatives, and obtain plan-specific claim forms. Many of their plans are backed by 24-hour travel assistance support for those unexpected situations that can occur while traveling. Most plans come with a variety of plan maximums and some are age-rated.

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Global Underwriters Insurance plans

Diplomat America
High protection for foreign nationals visiting the United States
This package provides up to $500,000 in coverage for non U.S. foreign nationals visiting the United States. Coverage can be extended for as little as 15 days and up to an entire year. A variety of deductible options are available to you. Coverage is available to individuals, his or her spouse, and their unmarried dependent children up to 18 years in age.

Diplomat International
Coverage for individuals traveling outside their home country
This package provides coverage for individuals traveling outside his or her home country to any country other than the U.S. Policy maximums of up to $500,000 can be selected and coverage can be extended for as few as 15 days up to a full year. Coverage is available to individuals, his or her spouse, and their unmarried dependent children up to 18 years in age.

Diplomat LT
For those long-term international trips, this is the policy for you
This package provides up to $1,000,000 in coverage for non U.S. foreign nationals and includes renewability and optional home country coverage, if necessary. The policy is intended as long-term coverage and trips can range from three months to three years. Coverage is available to individuals, his or her spouse, and their unmarried dependent children up to 18 years in age.

Diplomat Med-E-Vac
Simple emergency medical evacuation, reunion with your family and repatriation of remains
This package provides emergency medical evacuation, emergency medical reunion, repatriation of remains and accidental death and dismemberment benefits for periods of three, six, or 12 months. This plan is available to foreign nationals traveling to the U.S. and U.S. citizens traveling abroad. Coverage is available to individuals, his or her spouse, and their unmarried dependent children up to 18 years in age.

International Group Medical (blanket policy)
A highly customizable international medical insurance plan for your business
International travel and even relocation have become common for many businesses and their employees, but multinational employers face unique risks. This blanket policy is ideal for multinational businesses, organizations, universities, and missionary groups sending their employees or members overseas. The policy is flexible and can be customized to meet your needs.

High Limit Accident Insurance
High limit accidental protection for international travelers
Accident hazards are sufficiently unique to merit extra insurance protection in certain circumstances. This package provides from $500,000 to $20,000,000 in international accident benefits. Unlike medical policies, this protection is targeted compensation for specific losses of limb, sight, hearing or speech. It is intended for business and professional firms, educators and students, war correspondents and military families, tour groups participating in hazardous sporting activities.

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Where to Buy Global Underwriters Insurance:

1. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.

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Screenshots of Global Underwiters Website

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Where to Buy Global Underwriters Insurance:

1. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.

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