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Global Alert – Essentials

Editor Review

global-alert-essentialsThe Good: Designed for the budget-conscious traveler, this plan offers good limits on all the expected coverage: cancellation, interruption, medical, evacuation, travel delay, baggage loss and more. The pre-existing condition exclusion is waived if the plan is purchased within 15 days of initial trip deposit.

The Drawbacks: No car rental coverage, 24-hour AD&D, or ‘cancel for any reason’ is available with this plan.

The Bottom Line: This is a good all-round travel insurance plan that covers the basic risks of travel with good limits.

Quote and buy direct: Get a quote directly at the Global Alert website. A good choice if you know you want a Global Alert plan and are ready to enroll.
Coverage
Benefits Maximum
Trip cancellation 100% (maximum trip cost $50,000)
Trip interruption 150%
Missed connections $500
Travel delays (8 hours or more) $100 per day/$500 maximum
Medical expenses $25,000
Emergency evacuations $50,000
Baggage loss $1,000
AD&D $25,000 (flight accident)
24/7 assistance services Yes

Plan Details

This plan is unique in that it provides the following:

  • With the baggage benefit, a maximum of $50 will be paid for the cost of replacing a lost or stolen passport or visa.
  • Covered reasons for trip cancellation and interruption include natural disaster, burglary, traffic accident, mechanical breakdown (common carrier, jury duty and more.
  • Includes One Call Worldwide Travel Services for pre-trip travel services and 24-hour travel emergencies, concierge services, and business services.
  • Includes secure access to an online patient medical records through Global Xpi.

Optional Coverage

The following optional coverage is available when you purchase this plan:

  • The exclusion for pre-existing medical conditions is waived if this plan is purchased within 15 days of initial trip deposit.

Limitations

The following are the limitations on this plan’s coverage:

  • Trips must cost less than $15,000 and be less than 30 days long.
  • No available car rental coverage.
  • No ‘cancel for any reason’ benefit available.
  • No 24-hour AD&D available.

Related Global Alert Plans


Quote and buy direct: Get a quote directly at the Global Alert website. A good choice if you know you want a Global Alert plan and are ready to enroll.