Elvia Travel Insurance
Editor Review
The Good: Trip interruption coverage is 150% of the trip cost; Financial default coverage available; No per-article maximum on baggage coverage; Pre-existing medical condition coverage (see policy details); Very simple website. The Drawbacks: Low emergency medical coverage; No “cancel for any reason” or “cancel for work reasons”; Higher priced than comparable products. The Bottom Line: Even though Elvia policies tend to be higher priced than similar travel insurance policies, they make up for it with a very easy-to-use website and simple purchasing options. The only sell Basic, Deluxe, and Annual products, which makes choosing simpler. Where to buy Elvia Travel Insurance:1. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card. |
| Company Name |
Elvia Travel Insurance
Member of Mondial Assistance Group |
| Website |
http://www.elvia.us
http://www.mondial-assistance.com |
| AM Best Rating |
A- |
| US Travel Insurance Association Member |
No |
| Refund Policy |
10 Day Free Look |
| 24/7 Emergency Assistance |
Yes |
| Plans offered by Elvia Travel Insurance | Domestic Basic
Domestic Deluxe Domestic Annual International Basic International Deluxe International Annual |
| Address/Phone/Fax/Email |
Elvia Travel Insurance 4805 Lakebrook Drive Glen Allen, VA 23060 1-888-489-3227 1-804-673-1469 Fax |
| Policyholder Questions | 1-888-489-3227 |
| Travel Assistance/Emergencies |
1-888-489-3227 |
More about Elvia Travel Insurance
Elvia wants to change the way people feel about travel insurance, from luxury to necessity. They offer domestic, international, and annual plans to individuals, couples, families, golfers and students traveling for leisure or business.
The Elvia Domestic and International plans are available in three levels of coverage (each is described here) along with annual plans that include some extra benefits and provide year-round protection for you and your family. Coverage for children or grandchildren is included free of charge with the annual plans.
The well-designed Elvia travel insurance site provides some truly unique options, including their three easy steps to a travel insurance quote. Their easy quote system helps you quickly and easily compare plan benefits and premiums. In addition, it displays the Elvia recommended coverage for your situation, so you know immediately which plan the representative would advise you choose.
The toll-free 24-hour hotline number is available from all of the initial pages, so you know you have support. They also provide a ‘Travel Insurance 101’ quick guide to understanding travel insurance. Explanations of coverage are also available quickly and easily from their website.
Elvia Travel Insurance Plans
Each of the Domestic and International travel insurance plans is available in three levels of coverage, as described here, but depending on the type of traveler you are (i.e., student versus golf) the maximum rates of coverage vary. It is important that you explore your options in the Elvia web site to best understand the details of the product that best suits your needs and your travel style.
Basic Coverage
Short-term travel and medical protection for the budget conscious traveler
This package includes the essential financial and medical protection you need on your trip at a budget price. It’s the no-frills coverage plan that ensures your pre-paid trip expenses and your luggage are protected, along with emergency medical benefits to give you that extra peace of mind as you travel. For golf travelers, this coverage plan also provides protection against loss or damage to your sports equipment and slightly higher protection for trip cancellation due to the potential cost of tee reservations.
Deluxe Coverage
Travel and medical protection with higher coverage levels and additional services
This package includes all of the expected essential financial and medical protection you need, along with higher coverage levels and some additional services such as costs related to missed connections.
Annual Coverage
Travel and medical protection for the frequent traveler
This package lets you enjoy all of the deluxe benefits with year-round coverage for all your trips. Designed for frequent travelers, this plan provides a comprehensive package of travel and medical benefits all year long for a single price. Children or grandchildren are covered at no additional expense with this plan.
Where to buy Elvia Travel Insurance:
1. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
Screenshots of Elvia Website
Where to buy Elvia Travel Insurance:
1. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
shepherd | Nov 11, 2008
Very poor in the claims department. Watch out for the excess on each section of the policy. We had 2 excesses applied. Also watch out for the amount paid out for stolen property – reduced for wear and tear, not replacement value – even for spectacles.
Watch out for them not paying out for articles stolen where you cannot provide a receipt -even for small value items.
We got about 50% paid out for a small claim when my bag was stolen. They would not reply to my complaint and request for a review of the “settlement”.
I will never recommend anyone to insure with them
Shaira Payziyeva | Mar 30, 2009
We would like to express our thankfulness to the ELVIA Travel Insurance company!!!
When mu husband, Paiziev Adkhamjon felt bad(we are from Uzbekistan now we are in Izrael) and we didn’t know why he feeling so weekness and pain, althgouh I gave him medicine.After 2 days we decided to call insurance company.
We phoned to the Assistance service in Moscow and they advice us where and when we should go.
They were very attentive and to contacted with us several times and they interested in to know how he feeling after visiting doctor.
We are very appreciate to all, who help and support us. Thanks a lot for your help!!!
Shaira and Adkham ,Uzbekistan
tourist | Jul 28, 2009
i bought elvia insurance as standard with my easyjet flight.
our car was broken into and all our bags taken from the locked trunk of the car.
elvia declines resposibility for items left in a car locked or unlocked,
so,,we recieved nothing from them.
altogether my girl and i lost 2 driving licences, keys, credit cards, 2 cameras, 2 ipods, all our books and clothes, jewlery, cosmetics,
our holiday was ruined and we had no cover.
if you are insured with elvia and have a hire car, either completly remove your posesions from the car everytime you leave it or.
GET ANOTHER INSURANCE COMPANY,.
thanks for bnothing elvia,,,
travel safety | Jan 10, 2010
The search engines helped me find your site. Glad i found it because i have learned a lot here. Thanks for all your work!
Jasmin | Jan 26, 2010
They made me pay insurance I didn’t ask for. I specifically wanted insurance only for 3 weeks and they automatically sent me a bill for the next year claiming that it’s in the contract. My husband had the same problem before we got married. It’s a scam. DO NOT buy insurance from Elvia.