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CSA Travel Protection – Group Go!

Editor Review

csa-groupgoThe Good: A group plan for 10 or more travelers, this is group travel insurance that can be purchased for trips up to 12 months. Group GoTMprovides travel protection for unexpected events such as cancellations, interruptions, delays, emergency medical needs and terrorism in both departure and destination locations.

The Drawbacks: The plan covers the basics, but does not include any extras like pre-existing medical coverage, rental car coverage, or accidental death.

The Bottom Line: This plan is ideal for student, church, business, and family groups of 10 or more healthy travelers for basic travel insurance protections, but it does not include coverage for pre-existing medical conditions, car rentals, or travel accidents. It covers the basics and only the basics.

Quote and buy direct: Get a quote directly at the CSA website. A good choice if you know you want a CSA plan and are ready to enroll.
Coverage
Benefits Maximum
Trip cancellation 100%
Trip interruption 150%
Travel delays (12 hours or more) $150 per day/$750maximum
Medical expenses $50,000
Emergency evacuations $250,000
Baggage loss $1,000
Baggage delay (24 hours or more) $200
24/7 assistance services Yes

Plan Details

This plan is unique in that it provides the following:

  • Benefit can cover trips up to one year long – ideal for extended stays abroad.
  • Covered reasons for trip cancellations and interruptions are broad and include inclement weather, traffic accidents, terrorist acts (within 7 days of departure), mandatory evacuations and more.
  • This plan includes $25 additional expense reimbursement for expediting the return of delayed luggage.
  • The medical and evacuation limits are comfortable and should cover what a traveler needs.
  • Emergency assistance services include medical referrals, emergency cash transfers, worldwide medical information, vehicle and pet return, and more.

Limitations

The following are the limitations on this plan’s coverage:

  • The baggage delay time frame is relatively long (24 hours) as is the travel delay time frame (12 hours)
  • Must have at least 10 travelers in your group.
  • No coverage for pre-existing medical conditions.
  • No AD&D coverage, ‘cancel for any reason’, or ‘cancel for work reasons’ is available.
  • No car rental coverage is available.
  • Must be a resident of the U.S. or Canada.

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Quote and buy direct: Get a quote directly at the CSA website. A good choice if you know you want a CSA plan and are ready to enroll.