Editor Review
The Drawbacks: No coverage for pre-existing conditions is available. Must be a resident of the U.S. or Canada. The Bottom Line: This CSA plan is budget-minded and family friendly, yet it includes all the travel insurance coverages typically expected – and at comfortable limits. Cancellations due to school year extensions are covered. Upgrade the already good medical coverage with a no out-of-pocket expenses upgrade for extra financial protection. |
Coverage
| Benefits | Maximum |
| Trip cancellation | 100% (maximum trip cost $40,000) |
| Trip interruption | 150% |
| Missed connections (3 hours or more) | $500 |
| Travel delays (6 hours or more) | $150 per day/$1,000 maximum |
| Medical expenses | $50,000 |
| Emergency evacuations | $250,000 |
| Baggage loss | $1,000 |
| Baggage delay (24 hours or more) | $200 |
| AD&D | $50,000 (flight accident) |
| 24/7 assistance services | Yes |
Plan Details
This plan is unique in that it provides the following:
- Covered reasons for trip cancellation and interruption include inclement weather, mechanical breakdown of aircraft, ship, boat, or motor coach, and labor strikes in addition to natural disasters, mandatory evacuations, terrorist acts, layoffs, and more.
- The medical and evacuation limits are comfortable and should cover what a traveler needs.
- Coverage for loss due to unauthorized use of your credit cards is covered under the baggage benefit.
- Coverage for travel delays is relatively high and includes hotel accommodations, meals, telephone calls and local transportation.
- Emergency assistance services include medical referrals, emergency cash transfers, vehicle and pet return, among others.
- Missed connection and travel delay time frames are relatively short and the coverage amounts are comfortable compared to other plans.
Optional Coverage
The following optional coverage is available when you purchase this plan:
- Optional rental car damage coverage for just $9 a day.
- No out-of-pocket medical upgrade available for up to $1,000 additional medical expenses.
Limitations
The following are the limitations on this plan’s coverage:
- No coverage for pre-existing medical conditions and a long look-back period (180 days).
- No 24-hour AD&D available.
Related CSA Travel Protection Plans
Quote and buy direct: Get a quote directly at the CSA website. A good choice if you know you want a CSA plan and are ready to enroll.

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