3 Best Cruise Travel Insurance Plans

Our analysis found 3 plans with the most important coverages for cruise travel:

High evacuation coverage – at least $500,000
Trip interruption coverage – for up to 150% reimbursement of unused travel costs
Missed connection coverage – in case you miss the departure
Financial default coverage – in case the cruise operator or other supplier ceases service
‘Cancel for any reason’ available – because you just never know

Sample quotes based on: a one-week cruise to Bermuda, two travelers ages 50 and 51, total trip cost $5,000.

Worldwide Trip Protector from Travel Insured International	Platinum from Travel Guard	Travel Max from Travelex Insurance Services
Best plan when you want a budget-friendly plan and lower baggage coverage is OK.	Best plan when you want good overall coverage, ‘cancel for work reasons’ coverage and if you plan to rent a car.	Best plan when you want the highest coverage, included ‘cancel for any reason’ and ‘cancel for work reasons’, and the hospital of your choice should you need emergency medical care.
Sample Quote: $242	Sample Quote: $363	Sample Quote: $430
Our Analysis ‘Missed port of call’ for canceled shore activities (if canceled for a covered reason) Lower baggage coverage ($1,000) Adequate evacuation ($500,000) Longer look-back period for pre-existing conditions (180 days)	Our Analysis ‘Cancel for work reasons’ is included ‘Cancel for any reason’ is available (pricey) Medical coverage is primary (not secondary) Includes roadside assistance	Our Analysis 50% ‘Cancel for any reason’ is included Upgrade available to 80% ‘cancel for any reason’ High primary medical coverage Includes evacuation to the hospital of your choice Includes rental car collision coverage
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How to compare and buy travel insurance

The easiest way to compare plans is to use a comparison website.

It works the same as Expedia when you buy plane tickets. You enter a few trip details and get prices from all companies at the same time. Then, you can narrow down your choices and make the right selection