Finding the right travel insurance can be difficult. There are many products to choose from, and all travelers have different needs. This simple guide will help you find the right coverage for your trip.
1. Determine your needs
Ask yourself this question and write down the answer:
“What are my 3 biggest concerns about this trip?”
Some people want [...]

Travel insurance policies include something called a “free-look” period
Most travel insurance policies include something called “free-look” period, which gives you a certain amount of time to return the policy for a refund. This allows travelers to purchase the plan they like, and spend some additional time reading through it and finalizing their decision.
Most [...]

Most package plans will cover recreational skiing
If your winter vacation includes some skiing, you probably want some insurance to cover potential injuries. Luckily, most general package plans include coverage for recreational activities such as skiing. These comprehensive plans, also called package plans, generally include coverage for trip cancellation, lost baggage, medical emergencies, and medical evacuation.
Medical [...]

Shopping online lets travelers get instant quotes
Most travel insurance is sold online because it is quick and simple. Unlike some online businesses that offer free “quotes”, then ask for an email or phone number where you can be contacted, travel insurance is quoted in real time. It takes a minute or two to fill [...]

Comparison sites make shopping for travel insurance easier
One way to buy travel insurance is to go directly to the source, the travel insurance company. Groups like TravelGuard, CSA Travel protection, and TravelSafe all have websites where you can sign up and buy a trip insurance policy online. This works just fine…if you know what you [...]

Travel insurance policies provide many different coverages, here are the 5 main ones:
1. Trip cancellation
This provides coverage in case you need to cancel your trip or vacation. The coverage pays for non-refundable trip costs such as airfare, hotel, tour costs, etc. Covered reasons for cancellation include:

you or your traveling companion get sick and cannot travel
a [...]