A few travel insurance providers know that some folks travel for very specific reasons and they’ve designed travel insurance plans with unique coverage for those types of travelers. For example, Travel Guard offers a unique travel insurance plan specifically for gold enthusiasts: the Tee, Tour, & Travel plan.

This plan includes a number of coverages expected in a travel insurance package plan, including:

Trip cancellation up to 100%
Trip interruption up to 150%
Higher-than-average travel delay coverage up to $1,500
Missed connection up to $250
Medical expenses up to $25,000
Emergency medical evacuation up to $500,000
24-hour AD&D up to $10,000

This plan is also customized to cover the risks faced by travelers who love playing golf. It includes the following golfer-specific benefits as well:

Equipment and baggage delay (12-hour minimum) up to $750
Equipment and baggage loss up to $2,500
Refund of pre-paid golf fees, including green fees, caddy and cart fees, etc. if you have to cancel your trip for a covered reason
Refund of golf course fees if a golf course on your itinerary is closed due to inclement weather with less than 24 hours’ notice (excellent for sudden tornadoes, severe thunderstorms, etc.)

Plus, children age 17 and under are covered by the plan at no additional cost with all accompanying adults purchasing this coverage.

Enjoy a Hole-in-one Celebration *

The Tee, Tour, and Travel plan has an additional unique benefit for golfers. This plan will reimburse your bar expenses up to $250 if you make a verifiable hole-in-one and are inspired to celebrate.

Note: the bar expense receipts must be from the clubhouse affiliated with the golf course where the hole-in-one took place.

Access Exclusive Golf Concierge Services *

Plus this plan includes exclusive golf concierge services:

event ticketing for PGA, LPGA, and Senior PGA events
local golf course recommendations
slope and rating info
golf course driving directions
tee time reservations (with availability)
PGA-pro referral service
Find-a-foursome service
golf club retrieval assistance
golf club pickup and delivery arrangements
golf club rental reservations
ground transportation services
and more

Purchase within 15 days for Extra Benefits

If the plan is purchased within 15 days of your initial trip payment, you also receive:

Double missed connection benefits ($500)
Coverage for trip cancellation or interruptions due to pre-existing medical conditions (up to the first $30,000 in trip costs)
Coverage for travel supplier default (cruise line, airline, and tour operator)
Flight guard AD&D

Add Optional Coverages

Optional coverages are purchased with the plan. The optional coverages available with this plan include the following:

Optional ‘Cancel for any reason’ coverage for up to 50% reimbursement and an extension of the covered reasons for trip cancellation (purchase within 15 days of initial trip payment)
Optional additional golf equipment and personal effects coverage for $2,500 additional coverage
Optional medical upgrade for double the medical and evacuation limit and the option to choose the medical facility
Optional ‘Cancel for work reasons’ upgrade extends the work-related reasons for trip cancellation and interruption (purchase within 15 days of initial trip payment)
Optional flight guard for additional AD&D coverage at increments of $100,000 up to $500,000
Optional car rental coverage for up to $35,000 ($250 deductible)

This is only a brief description of the coverage(s) available.

The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states.

* Non insurance services are provided by Travel Guard.

adventure travel insurance

Summertime is a very popular travel season, especially for golfers, sportsmen, and other adventure travelers. Many travel insurance plans have exclusions for loss of equipment and other risks associated with adventure travel, so Travel Guard has designed 3 different adventure travel insurance plans to cover those needs.

Tee, Tour, & Travel
This is a package plan that is perfect for travelers who love golfing. The plan includes standard travel insurance coverage such as trip cancellation, interruption, delay, and medical expenses; but it also includes coverage specially included for golfers, including:

Lost, stolen, or damaged golf equipment
Non-refundable golf fees if course is closed for bad weather
Delayed golf equipment (purchase of essential items)

Travel Guard’s Golf Travel Plan features coverage for your lost, stolen or damaged golf equipment. Many standard travel insurance plans exclude coverage for this type of equipment, but golfers understand they have a lot of money invested in their gear. With this plan you are covered for $2,500 worth of lost, stolen, or damaged golf equipment.

Tee, Tour, & Travel also covers non-refundable golf fees if the course is closed within 24 hours due to inclement weather. The covered fees include green fees, cart fees, and caddy fees that are lost due to a trip being canceled for a covered reason.

Furthermore, the plan includes $750 worth of coverage allowing you to purchase necessary items if your golf equipment is delayed for more than 12 hours. So, if you arrive on a Saturday and are still waiting for your lost gear on Sunday, you would have coverage for purchasing necessary items like a bag of rental clubs, accessories, etc.

Sportsman’s Travel Protection Plan
The is a highly customized package from Travel Guard made that is ideal for travelers who love hunting and fishing. Similar to the Golf Plan above, the Sportsman’s plan includes comprehensive travel insurance coverages like trip cancellation, interruption and delay, and medical expenses, but this plan also features coverage specific to outdoor sports enthusiasts such as:

Lost, stolen, or damaged sportsman’s equipment
Refund for a hunting or fishing license if your trip is canceled for a covered reason
Additional expenses caused by delayed baggage
Government closures of game reserves or hunting bans

Much like the Tee, Tour, & Travel above, this plan provides $2,500 of coverage for your sporting equipment if it is lost, stolen, or damaged. You have a good amount of money invested in your outdoor gear, you want to be able to protect it.

The plan also covers the cost of lost non-refundable fishing/hunting licenses if the trip is canceled for a covered reason. This is akin to the Tee, Tour, & Travel coverage for green fees, etc.

Again, like the Tee, Tour, & Travel plan, the Sportsman’s Travel Protection Plan provides coverage for the purchase of necessary equipment if your bags are delayed (more than 12 hours). So, if your equipment is delayed more than 12 hours, you would have $750 worth of coverage to purchase necessary items.

Most Popular Articles & Pages from TravelInsuranceReview
What is the smart (and easy) way to compare travel insurance?
How do I know my travel insurance company is reputable?
Who has the best travel insurance?
Reviews
3 steps to finding the right travel insurance

Adventure Travel Protection Plan
This plan is ideal for the traveler looking for an extreme adventure anywhere in the world. This plan is designed with comprehensive travel insurance coverages such as trip cancellation, interruption and delay; medical expense and evacuation plus additional coverages unique to the thrill-seeking traveler. Think of it as an extreme sports travel insurance plan.

The plan is similar to the Tee, Tour, & Travel and the Sportsman’s Travel Protection Plan in that it provides coverage for lost fees, lost/stolen/damaged baggage, and delayed baggage essential item purchase.

The plan is unique in that it provides coverage for many adventure sports activities, from hang-gliding in Mexico to Colorado hiking travel, that are typically excluded in most travel insurance plans, such as:

Adventure Travel Insurance
Mountaineering
Aviation
Hang-gliding
Skydiving
Parachuting
and Bungee-jumping

Here is a chart showing the standard package plan coverages for the Travel Guard Adventure Travel Insurance Plans:

Product	Tee, Tour, & Travel More Info	Sportsman’s Travel Protection Plan More Info	Adventure Travel Protection Plan More Info
Trip Cancellation
Cancel for Any Reason
Cancel for work Reason
Trip Interruption	150% of trip cost	150% of trip cost	150% of trip cost
Trip Interruption Return Air Only	$750 or 150% of Trip Cost	$750 or 150% of Trip Cost	$750 or 150% of Trip Cost
Coverage for Sickness, injury or death of an Immediate Family Member or Traveling companion
Offers PreExisting Condition Waiver*
Coverage for Financial Default*
Coverage for Terrorism*
Coverage for Unannouced Strike
Coverage for Inclement Weather
Coverage if home is uninhabitable by fire or weather
Coverage for military duty
Kids free
Travel Delay	$1,500	$1,500	$1,500
Missed Connection	$250	$250	$250
Deductible
Emergency Medical Transportation	$500,000	$500,000	$500,000
Optional Umbrella Package
Credit Card Protected
Baggage Delay	$750	$750	$750
Accidental Death and Dismemberment	Optional	Optional	Optional
Extra Coverage	Optional	Optional	Optional
Flight Accident Coverage	Optional	Optional	Optional
Car Rental Collision Coverage	Optional	Optional	Optional
Travel Medical Assistance
Emergency Travel Assistance
Worldwide Travel Assistance
Concierge Services
Business Assistant Services	optional	optional	optional
Roadside Assistance
Coverage for Termination of Employment of Layoff
Coverage for Felonious Assault
Coverage for Traffic Accidents
Fee Refund
Golf Course Closure
Coverage for Government Restrictions or Bans on Hunting Activities