Rental Car Damage Protector Review
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This travel insurance plan is perfect for…
- Travelers seeking rental car protection only-This plan is the perfect choice for travelers who only need rental car protection.
Overview of Rental Car Damage Protector from Access America:
- Provides $35,000 of rental car damage protection
Access America Rental Car Protector is designed simply to provide rental car coverage for your trip. There are advantages to insuring your rental car with a third party insurer that provides primary insurance, as we’ll discuss next.
Where to buy this policy:
1. Buy direct from the company- Get a quote and purchase this plan directly from the Access America website here
2. Compare this plan with other plans- The best way to buy travel insurance is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
What is the coverage with Rental Car Damage Protector?
Rental Car Damage Protection
This is an optional coverage with the many plans, but the primary coverage here. Many travelers rent a car when they arrive at their destination, but end up either buying expensive insurance coverage at the counter, “winging it” and going without any coverage at all, or depending on their personal auto insurance.
There are problems with each of these choices. Buying insurance at the car rental counter can be expensive, usually starting at $25 per day. Not having any insurance at all is risky, especially in a foreign country where driving regulations can make operating a vehicle more dangerous than usual. Finally, depending on your personal auto insurance from home can work, but in the event of a claim you will suffer from much higher rates which will end up costing you money. True, that is what the insurance is there for, but quite often drivers in minor accidents will prefer to just pay out-of-pocket to avoid filing a claim and raising their rates.
The advantage to using a travel insurance policy for coverage with a rental is the fact that the travel insurance coverage is primary, meaning in the event of an accident it will pay first, and you won’t even need to file a claim with your personal auto insurer. Everyone knows their rates go through the roof after an accident, and with a temporary rental car protection policy, you do not need top worry about raising your rates.
Rental Car Damage Protector provides coverage up to $35,000.
Where to buy this policy:
1. Buy direct from the company- Get a quote and purchase this plan directly from the Access America website here
2. Compare this plan with other plans- The best way to buy travel insurance is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
