How do comparison sites work when shopping for travel insurance?

Comparison sites make shopping for travel insurance easier

One way to buy travel insurance is to go directly to the source, the travel insurance company. Groups like TravelGuard, CSA Travel protection, and TravelSafe all have websites where you can sign up and buy a trip insurance policy online. This works just fine…if you know what you are looking for.

Many travelers do not know what they need without comparing different policies. It just makes sense. Most planned purchases require some research…if for no other reason than to get the best price.

Find the right plan and get the best price

Travel insurance comparison sites give you quotes from all the different companies at the same time. You can also compare the different coverages, benefits, and “small print” in the insurance policies.

Is it cheaper to buy directly from the insurance company?

No. Travel insurance comparison sites are agents and earn a commission on each policy sold, just like your local agency that insures your home or car. If you buy directly from the travel insurance company, they simply keep the portion of the premium that would go to an agent. Since the price is the same either way, you might as well use a comparison website and find the best policy at the right price.